我国商业银行以债转股方式化解不良资产问题的研究

发布时间：2018-01-18 09:26

  本文关键词：我国商业银行以债转股方式化解不良资产问题的研究　出处：《对外经济贸易大学》2017年硕士论文　论文类型：学位论文

  更多相关文章： 债转股 市场化 中国二重

【摘要】：1999年开展的政策性债转股,有效实现了国企三年脱困和国有银行剥离不良资产的目标,我国经济和银行业迎来了黄金发展期。然而,随着全球经济环境恶化,经济发展缺乏新的增长点等原因,我国宏观经济增速不断下降,企业部门杠杆率高企,商业银行不良贷款与日俱增,盈利水平大幅下降。2016年10月,国务院出台了《关于市场化银行债权转股权的指导意见》和《关于积极稳妥降低企业杠杆率的意见》,标志着以市场化为导向,以去杠杆为目标的新一轮债转股大幕正式拉开。本文通过阐述债转股概念、理论基础,研究国内首轮债转股特点,实施过程中产生的问题和原因,将国内两次债转股浪潮进行对比,围绕中国二重实施债转股的案例开展深入研究,结合国外债转股经验做法,从商业银行角度提出政策及操作建议。
[Abstract]:In 1999, the policy debt-equity swap effectively realized the goal of SOEs getting rid of difficulties in three years and state-owned banks stripping off non-performing assets. However, China's economy and banking industry ushered in a golden development period. With the deterioration of the global economic environment and the lack of new growth points in economic development, China's macroeconomic growth rate is declining, the leverage ratio of the enterprise sector is high, and the non-performing loans of commercial banks are increasing day by day. In October 2016, the State Council issued the guidelines on the conversion of creditor's Rights to Equity of market-oriented Banks and the opinions on actively and steadily reducing the leverage ratio of Enterprises. Marked by the market-oriented, to deleveraging as the goal of a new round of debt to equity officially opened. This article through the elaboration of the concept of debt to equity, theoretical basis, the first round of debt to equity characteristics of the study. In the process of implementation of the problems and reasons, the domestic two waves of debt-equity conversion to carry out a comparative study around the case of China's dual implementation of debt-for-equity conversion, combined with the experience of foreign debt-equity conversion practices. Put forward policy and operation suggestion from the angle of commercial bank.
【学位授予单位】：对外经济贸易大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.51
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本文编号：1440353