京津冀协同发展进程中科技型中小企业的区域风险补偿基金模式研究

发布时间：2018-03-26 00:06

本文选题：京津冀　切入点：科技型中小企业　出处：《经济研究参考》2017年33期

【摘要】：京津冀协同发展是国家提出的重点发展战略,旨在缩小京津冀区域发展差距,实现一体化发展的最终目标,而科技型中小企业作为市场上最活跃、最具创新意识的主体,在京津冀协同发展过程中正扮演着越来越重要的作用。科技型中小企业发展初期面临资金缺乏,金融机构在向其提供贷款时又往往存在诸多风险,因此发挥财政资金对金融资本的导向作用显得尤为重要,京津冀协同发展过程中通过设立区域分享风险补偿基金保障科技中小企业发展。本文以分析京津冀三地的政府风险补偿基金的现状为出发点,重点分析三地政府风险补偿基金方面存在的差异及问题,在借鉴江苏、上海等地经验基础上提出合理化的建议。
[Abstract]:The coordinated development of Beijing-Tianjin-Hebei is a key development strategy put forward by the country, which aims to narrow the gap between the development of Beijing-Tianjin-Hebei region and realize the ultimate goal of integrated development. As the most active and innovative main body in the market, the small and medium-sized technological enterprises are the most active and innovative in the market. It is playing an increasingly important role in the cooperative development of Beijing-Tianjin-Hebei. Small and medium-sized technological enterprises are facing a lack of funds at the beginning of their development, and financial institutions often have many risks in providing loans to them. Therefore, it is particularly important to give full play to the guiding role of financial funds to financial capital. In the process of cooperative development of Beijing-Tianjin-Hebei, the risk compensation fund of regional sharing is set up to guarantee the development of small and medium-sized scientific and technological enterprises. This paper analyzes the present situation of the government risk compensation fund in the three places of Beijing, Tianjin and Hebei. The differences and problems in the risk compensation fund of the three governments are analyzed, and the rational suggestions are put forward on the basis of the experiences of Jiangsu and Shanghai.
【作者单位】：河北金融学院河北省金融创新与风险管理研究中心;河北金融学院;
【基金】：河北社会科学基金2016年度项目,课题名称:“京津冀协同发展进程中民营中小企业信用能力与担保问题研究”,课题编号:HB16YJ041 河北金融学院金融创新与风险管理研究中心招标项目,课题编号:JY2016ZB22
【分类号】：F276.3;F832.51

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