M公司担保业务风险管理研究

发布时间：2018-05-12 20:45

本文选题：民航 + BSP担保　；参考：《西北农林科技大学》2012年硕士论文

【摘要】：随着我国民航业的快速发展，如何建立一个多方共赢的民航客票销售体系变得越来越为重要。不同的航空公司与国内大量分散的民航客票销售代理人之间需要搭建一个良好的平台，以提高整个民航业的效率和活力。正是在这一背景之下，我国引入了国际先进的航空公司与代理人间结算系统——BSP系统，并要求中国所有航空客运代理人必须加入BSP系统。根据BSP规则要求，产生了BSP担保。BSP担保的重要工作就是规范航空销售代理人市场，降低航空公司的损失。因此，研究BSP担保业务对中国民航的发展显得尤为重要。本文是基于BSP担保中的风险管理这一重要课题展开了研究。针对研究的主题和目的，从一般融资类担保公司的风险管理理论和M公司的BSP担保业务实际经营管理现状出发，坚持理论与实际相结合的导向，进行了深度研究和分析。本文采用的主要研究方法有：归纳文献综述法；定性分析法；案例分析法。 M公司是国际航空运输协会指定的中国唯一一家为BSP业务提供担保业务的担保公司。BSP担保是M公司的核心业务，这项业务不但大大降低了航空公司风险，推动了中国民航快速发展，同时也促进了M公司的快速发展。M公司的快速发展背后也隐藏着不少问题。本文通过对M公司的BSP担保业务的分析，探讨了BSP担保业务在风险管理中存在的问题，重点对信用风险、市场风险和投资风险及成因进行了分析，，提出了构建BSP信用担保模式、完善M公司风险管理体系、优化M公司内控机制和投资模式等相应的风险管理优化对策。通过本文的研究，以期对发展中的M公司有所借鉴，在民航体制转型的时期能够进一步规范市场，引领变革，推动发展，为民航在“十二五”期间由民航大国迈向民航强国做出更大的贡献。
[Abstract]:With the rapid development of China's civil aviation industry, it is more and more important to establish a multi-win civil aviation ticket sales system. In order to improve the efficiency and vitality of the civil aviation industry, a good platform should be set up between different airlines and a large number of scattered ticket sales agents in China. It is under this background that China has introduced the international advanced airline and agent settlement system, which requires all air passenger transport agents in China to join the BSP system. According to the requirements of BSP rules, the important work of producing BSP guarantee is to regulate the market of air sales agents and reduce the loss of airlines. Therefore, the study of BSP guarantee business for the development of civil aviation is particularly important. This thesis is based on the research of risk management in BSP guarantee. In view of the subject and purpose of the research, this paper, based on the risk management theory of the general financing guarantee company and the actual management situation of BSP guarantee business of M Company, insists on the guidance of combining theory with practice, and carries on the in-depth research and analysis. The main research methods used in this paper are: inductive literature review, qualitative analysis and case analysis. M is the only guarantee company in China designated by the International Air Transport Association to guarantee the BSP business, which is the core business of M, which not only greatly reduces the risk of airlines, Promote the rapid development of civil aviation, but also promote the rapid development of M company. M company behind the rapid development of a lot of hidden problems. By analyzing the BSP guarantee business of M Company, this paper discusses the problems existing in the risk management of BSP guarantee business, analyzes the credit risk, market risk and investment risk, and puts forward the construction of BSP credit guarantee mode. Perfect M company's risk management system, optimize M company's internal control mechanism and investment mode, etc. Through the research of this paper, we hope to draw lessons from the developing M Company, and further standardize the market, lead the change and promote the development in the period of civil aviation system transformation. Civil aviation in the 12th five-year period from a large civil aviation power to make greater contributions to civil aviation.
【学位授予单位】：西北农林科技大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.4;F562

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