公路货运市场第三方支付平台设计

发布时间：2018-05-23 16:00

本文选题：公路货运市场第三方支付平台 + 第三方支付　；参考：《长安大学》2013年硕士论文

【摘要】：改革开放以来，在公路货物运输业取得巨大进步的同时，货运市场也得到了长足发展。场站设施设备得到改善、规模迅速扩大，运输设备在外型、种类和技术水平方面不断提高，为公路货物运输行业提供了一个较好的发展环境。但是在发展的过程中还是存在着市场交易双方信息不平等，市场信用体系不健全，交易过程资金安全性不高，交易流程效率低下，运输组织化水平不高等问题。而中国第三方支付市场经过十余年的发展，成为中国互联网经济高速发展的底层支撑力量和进一步发展的推动力。第三方支付的出现成功解决了电子商务的瓶颈——网上支付信用与安全问题，真正意义上实现了电子商务中信息流、资金流和物流一体化发展。在借鉴第三方支付在电子商务平台中发展的经验，将第三方支付引入货运市场，以此来试图解决长期困扰货运市场的信用担保和交易安全、交易效率、运营效率等问题，促进货运市场以及公路货物运输行业进一步的发展。本文首先阐述了国内外对货运市场和第三方支付的研究现状。通过介绍第三方支付的发展历程和现状，以及货运市场的发展状况及其存在的问题找到货运市场和第三方支付之间的契合点，，以此为基础建立公路货运市场第三方支付平台。其次，从经济条件、政策条件和技术条件对建立公路货运市场第三方支付平台的环境条件进行分析，提出建立公路货运市场第三方支付平台的条件已经成熟。通过对公路货运市场第三方支付平台的定义和构成主体的界定，对第三方支付平台的支付模式、交易流程及平台的运营机制进行了选择与设计，并将公路货运市场第三方支付平台与传统的货运市场支付模式和电子商务中第三方支付应用进行了对比分析，提出货运市场应用第三方支付平台后在成本、效率和安全方面都有所改善。最后从公路货运市场第三方支付平台的角度、资金的角度、平台用户的角度和货物运输的角度对平台应用过程中会出现的风险问题进行了分析，并从公路货运市场第三方支付的内部和外部过程中提出了相应的风险控制措施。
[Abstract]:Since the reform and opening up, the road freight transport industry has made great progress, the freight market has also been greatly developed. The equipment of the station facilities has been improved and the scale has been expanded rapidly. The transportation equipment has been improved in appearance, type and technology level, which provides a better development environment for the road freight transportation industry. However, in the process of development, there are still some problems, such as information inequality, imperfect market credit system, low security of transaction funds, low efficiency of transaction flow and low level of transportation organization. After more than a decade of development, the third party payment market in China has become the bottom support and driving force for the rapid development of the Internet economy in China. The emergence of third-party payment has successfully solved the bottleneck of E-commerce, namely, the credit and security of online payment, and realized the integration of information flow, capital flow and logistics in E-commerce. In reference to the experience of third-party payment in the development of e-commerce platform, the third-party payment is introduced into the freight market, in order to try to solve the problems of credit guarantee and transaction security, transaction efficiency, operation efficiency and so on, which haunt the freight market for a long time. To promote the further development of the freight market and road freight transport industry. This paper first describes the domestic and foreign research on the freight market and third-party payment. Based on the introduction of the development course and current situation of third-party payment, the development of freight market and its existing problems, the paper finds the joint point between freight market and third-party payment, and establishes the third-party payment platform of road freight market. Secondly, from the economic condition, policy condition and technical condition, the paper analyzes the environmental condition of establishing the third party payment platform in the road freight market, and puts forward that the condition of establishing the third party payment platform in the road freight market is ripe. Through the definition of the third-party payment platform and the definition of the main body in the road freight market, the payment mode, the transaction process and the operation mechanism of the third-party payment platform are selected and designed. The third party payment platform of road freight market is compared with the traditional payment mode of freight market and the application of third party payment in electronic commerce, and the cost after the application of third party payment platform in freight market is put forward. Both efficiency and safety have improved. Finally, from the perspective of the third party payment platform, the capital, the platform users and the cargo transportation in the road freight market, the paper analyzes the risk problems in the application of the platform. And put forward the corresponding risk control measures from the internal and external process of the third party payment in the road freight market.
【学位授予单位】：长安大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F542;F724.6

【引证文献】