ZY公司融资方案选择研究

发布时间：2018-03-15 21:23

本文选题：羊绒产业　切入点：融资方案　出处：《西北大学》2014年硕士论文　论文类型：学位论文

【摘要】：改革开发三十多年来,民营经济取得了巨大的发展,已经成为国民经济的重要组成部分,同时也是推动我国经济社会进一步发展的重要力量。受到我国的金融机构信贷政策和历史原因,民营企业一直受到融资难的困扰,成为企业健康发展的瓶颈。本文研究的ZY公司是一家从事羊绒收购、生产和销售的企业,所在的羊绒行业属于资金和劳动密集型产业,资金需求有明显的季节性,在原料收购和生产运营环节所需资金占用量大。同时,羊绒产品的市场价格波动较大,这对中小企业抗风险能力提出了很高的要求。ZY公司目前进入战略转型的关键时期,如何解决公司的融资难问题,为企业的可持续发展提供资金保障就成为企业管理层最为关心的问题。本文首先梳理了企业融资的概念和理论,对融资方案选择的相关问题进行了分析,给全文的研究提供了理论支持。接着,本介绍了ZY公司的基本概况和融资现状,指出了企业融资存在的问题,说明了为公司选择合理融资方案的必要性和紧迫性。然后,对羊绒行业的发展趋势和公司发展战略进行了分析,从近期和远期两个角度阐述了ZY公司的融资需求。提出了可能选择的四个融资渠道,结合公司的实际情况进行组合,建立了三种融资备选方案。作者从融资成本、风险和影响力等方面建立了评价指标体系,利用模糊综合评价法对三种方案进行了评价,最终为ZY公司选择了银行贷款加增资扩股的融资方案,阐述了融资方案实施的预期效果。最后,提出了建立现代企业制度,积极发展银行和企业关系,构建专业化团队,完善操作体系等几个保障措施,希望帮助ZY公司提升融资能力。本文的研究成果有助于ZY公司建立明确的融资规划,为公司健康发展提供所需的资金支持。同时,本文提出的融资方案的评价,融资能力提升的保障等内容也对其他民营中小企业的融资管理具有一定的借鉴价值。
[Abstract]:Over 30 years of reform and development, the private economy has made great progress and has become an important part of the national economy. At the same time, it is also an important force to promote the further development of our country's economy and society. Due to the credit policy of our financial institutions and historical reasons, private enterprises have been troubled by the difficulty of financing. ZY Company studied in this paper is a cashmere acquisition, production and sales enterprise, the cashmere industry belongs to the capital and labor intensive industries, the capital demand has obvious seasonal, At the same time, the market price of cashmere products fluctuates greatly, which puts forward very high requirements for the ability of small and medium-sized enterprises to resist risks. ZY Company is now entering a critical period of strategic transformation. How to solve the financing problem and how to provide the financial guarantee for the sustainable development of the enterprise becomes the most concerned problem of the enterprise management. This paper first combs the concept and theory of enterprise financing, analyzes the related problems of financing scheme selection, and provides theoretical support for the research of the full text. Then, this paper introduces the basic situation of ZY Company and the current situation of financing. This paper points out the problems existing in enterprise financing, explains the necessity and urgency of choosing reasonable financing scheme for the company, and then analyzes the development trend of cashmere industry and the company's development strategy. This paper expounds the financing needs of ZY Company from the two angles of short term and long term, puts forward four possible financing channels and combines them with the actual situation of the company, and establishes three financing options. In the aspects of risk and influence, the evaluation index system is established, and the three schemes are evaluated by fuzzy comprehensive evaluation method. Finally, ZY company chooses the financing scheme of bank loan and capital expansion. This paper expounds the expected effect of the implementation of the financing scheme. Finally, it puts forward several safeguard measures such as establishing the modern enterprise system, actively developing the relationship between the bank and the enterprise, constructing the specialized team, perfecting the operation system, and so on. We hope to help ZY improve its financing ability. The research results of this paper are helpful for ZY Company to establish a clear financing plan and provide the necessary financial support for the healthy development of the company. At the same time, the evaluation of the financing scheme proposed in this paper, The guarantee of raising financing ability also has certain reference value to the financing management of other small and medium-sized private enterprises.
【学位授予单位】：西北大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F426.81;F406.7

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