中国上市商业银行财务风险评价及防范研究

发布时间：2018-05-09 20:01

本文选题：商业银行 + 财务风险　；参考：《黑龙江大学》2013年硕士论文

【摘要】：财务风险管理是商业银行风险管理活动的灵魂，财务风险管理水平的高低可以反映出商业银行经营管理状况的好坏。要对财务风险进行有效地管理，其前提是要对财务风险作出合理的评价，以使商业银行能够及时、全面地了解自身的财务风险情况。目前，中国上市商业银行财务风险评价体系的建设严重滞后于商业银行发展的需求，，并且财务风险防范工作存在着许多不足。因此，商业银行财务风险管理工作不能很好地适应复杂多变的国内外环境。本文利用层次分析法对已上市的16家商业银行的财务风险进行评价，通过对评价结果进行分析，并针对研究过程中发现的商业银行财务风险管理中存在的问题，提出了中国上市商业银行财务风险防范的对策和建议。
[Abstract]:Financial risk management is the soul of commercial bank risk management, and the level of financial risk management can reflect the quality of commercial bank management. In order to manage the financial risk effectively, the premise is to make a reasonable evaluation of the financial risk so that the commercial bank can understand its own financial risk in a timely and comprehensive manner. At present, the construction of financial risk evaluation system of listed commercial banks in China lags behind the needs of the development of commercial banks, and there are many deficiencies in the prevention of financial risks. Therefore, the financial risk management of commercial banks can not adapt to the complex and changeable domestic and foreign environment. This paper uses AHP to evaluate the financial risk of 16 listed commercial banks, analyzes the results of the evaluation, and aims at the problems in the financial risk management of commercial banks, which are found in the course of the research. This paper puts forward the countermeasures and suggestions on financial risk prevention of listed commercial banks in China.
【学位授予单位】：黑龙江大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33;F830.42

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