鄂尔多斯城市商业银行信贷风险内部控制研究

发布时间：2018-05-19 09:00

本文选题：信贷风险 + 内部控制　；参考：《内蒙古大学》2013年硕士论文

【摘要】：城市商业银行由于组建时间较短,内部控制机制建设还处于摸索阶段,在业务实践过程中存在一些问题,这些问题直接影响城市商业银行的规范经营,而其中信贷风险内部控制能力的提升则成为当前城市商业银行应着力解决的难题。论文以鄂尔多斯城市商业银行信贷风险内部控制为案例研究对象,在信贷风险内部控制理论指导下,依据内部控制五要素对鄂尔多斯城市商业银行信贷风险内部控制现状进行逐一分析,指出其信贷风险内部控制的存在的缺陷及原因,通过评价对比,提出了信贷风险内部控制能力的总体思路和基本对策。以期为提升城市商业银行信贷风险内控能力提供实践指导,为当前宏观经济金融形势下我国城市商业银行进行信贷风险内部控制的改革提供参考与借鉴。
[Abstract]:Due to the short time to set up city commercial banks, the construction of internal control mechanism is still in the groping stage. There are some problems in the process of business practice, which directly affect the standard management of city commercial banks. The improvement of the internal control ability of credit risk has become a difficult problem for the city commercial banks. This paper takes the internal control of credit risk of urban commercial bank in Ordos as the case study object, under the guidance of the theory of internal control of credit risk, According to the five elements of internal control, this paper analyzes the present situation of internal control of credit risk of urban commercial bank in Ordos one by one, points out the defects and causes of internal control of credit risk, and compares the internal control of credit risk through evaluation and comparison. This paper puts forward the general idea and basic countermeasures of the internal control ability of credit risk. The aim is to provide practical guidance for improving the ability of internal control of credit risk of urban commercial banks and to provide reference for the reform of internal control of credit risk in urban commercial banks under the current macroeconomic and financial situation.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4;F830.42

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