农民合作社信用合作的生长机制分析

发布时间：2018-12-16 00:08

【摘要】：随着农民合作社的快速发展,合作社信用合作已经成为现阶段新型农村合作金融发展的主要形态。农民合作社信用合作的生长过程,就是不断累积政治合法性、社会合法性、行政合法性和法律合法性,从中获取和整合多元资源,推动系统内各要素重组和彼此作用,激发多元复合资源体系的整体活力,推动信用合作制度持续创新的过程。在这个过程中,有效防范金融风险,避免信用合作制度异化和功能异化,探索构建符合合作金融基本原则的产权制度、治理结构和管理机制是促进合作社信用合作健康发展的关键。而这既需要国家加快立法进程,地方政府落实好监管主体责任,也需要合作社增强信用合作的独立性和主体性,有效整合资源,拓展自主发展空间。
[Abstract]:With the rapid development of farmers' cooperatives, cooperative credit cooperation has become the main form of new rural cooperative finance development. The growing process of credit cooperation among farmers' cooperatives is to accumulate political legitimacy, social legitimacy, administrative legitimacy and legal legitimacy from which to obtain and integrate multiple resources and to promote the reorganization and interaction of various elements in the system. To stimulate the overall vitality of multiple and complex resources system and promote the continuous innovation process of credit cooperation system. In this process, we should effectively guard against financial risks, avoid dissimilation and functional alienation of credit cooperation system, and explore the construction of property right system that accords with the basic principles of cooperative finance. Governance structure and management mechanism are the key to promote cooperative credit cooperation and healthy development. This requires the country to speed up the legislative process, the local government to implement the main responsibility of supervision, but also needs cooperatives to enhance the independence and subjectivity of credit cooperation, effectively integrate resources, and expand the space for independent development.
【作者单位】：西北农林科技大学陕西省乡村治理与社会建设协同创新研究中心;
【基金】：国家社会科学基金项目(16BSH117)
【分类号】：F321.42

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