河北省金融生态环境评价与优化建议

发布时间：2018-01-15 05:00

本文关键词：河北省金融生态环境评价与优化建议　出处：《河北大学》2017年硕士论文　论文类型：学位论文

【摘要】：金融生态环境包含一切与金融发展相关的经济因素、金融因素、社会基础因素、政府因素等,是一个复杂的环境体系。一个有着良好金融生态环境的地区,能够进行有效的资源配置,吸引更多的投资,提升经济发展水平。2014年国家提出将京津冀协同发展作为一项国家战略来推进,2015年出台《京津冀协同发展规划纲要》,指出三地要共同努力推进协同发展。但是,从社科院对全国各省份金融生态环境排名的研究结果来看,河北省金融生态环境的发展较为落后,与京津两地存在一定差距。因此,对河北省金融生态环境进行评价,找出发展中存在的问题,提出优化金融生态环境的对策建议,有利于早日实现京津冀协同发展的目标。本文首先对金融生态环境概念进行说明,阐明本文研究的主要内容。其次,通过整理河北省经济环境、金融体系、社会基础、政府行为四个方面的数据资料,对河北省金融生态环境发展现状进行分析。然后,应用SPSS因子分析方法,从上述四个方面对河北省11个市2015年金融生态环境发展情况进行横向评价,对河北省整体近10年发展情况进行纵向评价,得出河北省金融生态环境整体发展较为落后,各地级市之间发展不平衡。接下来,通过对现状及实证结果综合分析,找到河北省金融生态环境发展落后的原因主要为:经济发展不均衡;金融业发展相对落后;法制环境较差,社会信用基础薄弱;政府对金融市场的干预较大,影响金融业的正常运行。最后,对优化河北省金融生态环境提出以下对策建议:加强各市合作,协调区域经济;调整产业结构,优化服务业发展;完善银行体系发展,丰富其他金融主体;改善法制环境,加强执法力度;重视信用环境建设,加快信用中介发展;转变政府职能,发挥政府作用。
[Abstract]:The financial ecological environment includes all the economic factors, financial factors, social basic factors, government factors and so on, which are related to the financial development. It is a complex environmental system and a region with a good financial ecological environment. In 2014, the government put forward the coordinated development of Beijing, Tianjin and Hebei as a national strategy. In 2015, the "Beijing, Tianjin and Hebei coordinated Development Program" was issued, pointing out that the three places should make joint efforts to promote coordinated development. However, from the results of the research on the ranking of the financial ecological environment of various provinces in the country by the Academy of Social Sciences. The development of financial ecological environment in Hebei Province is relatively backward, and there is a certain gap between Hebei Province and Beijing and Tianjin. Therefore, the financial ecological environment of Hebei Province is evaluated to find out the problems in the development. Put forward the countermeasures and suggestions to optimize the financial ecological environment, is conducive to the early realization of the goal of Beijing-Tianjin-Hebei coordinated development. Firstly, this paper explains the concept of financial ecological environment, clarifies the main content of this paper. Secondly. By sorting out the economic environment, financial system, social basis, government behavior in four aspects of the data, Hebei Province financial ecological environment development situation is analyzed. Using the method of SPSS factor analysis, this paper evaluates the development of financial ecological environment in 11 cities of Hebei Province in 2015 from the above four aspects. The overall development of Hebei Province in the past 10 years of longitudinal evaluation, the overall development of Hebei Province's financial ecological environment is relatively backward, the development between prefecture-level cities is not balanced. Next. Through the comprehensive analysis of the present situation and the empirical results, the author finds out the reasons for the backward development of the financial ecological environment in Hebei Province: the imbalance of economic development; The development of financial industry is relatively backward; The legal environment is poor, the social credit foundation is weak; The government's intervention in the financial market is great, which affects the normal operation of the financial industry. Finally, the following countermeasures and suggestions are put forward to optimize the financial ecological environment of Hebei Province: strengthening the cooperation of various cities and coordinating the regional economy; Adjust the industrial structure and optimize the development of service industry; Perfecting the development of banking system and enriching other financial subjects; Improving the legal environment and strengthening the law enforcement; Attach importance to the construction of credit environment and accelerate the development of credit intermediary; Change the function of the government, give play to the role of the government.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.7

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