金融结构对我国产业结构影响研究

发布时间：2018-01-06 15:32

本文关键词：金融结构对我国产业结构影响研究　出处：《南京师范大学》2014年硕士论文　论文类型：学位论文

【摘要】：改革开放以来,我国经济发展取得了长足性的进步,但产业结构性矛盾依然突出,资金分布不合理问题仍然存在,这与经济结构调整和转型升级的要求不相适应。金融作为现代经济的核心,其核心功能是资金配置,金融结构决定金融功能,而产业结构又是资金配置的结果,因此在现代经济发展中,金融结构与产业结构之间必然存在着关联关系,推进我国金融深化改革和产业结构调整升级是关系到经济体制改革和经济结构调整战略成败的关键问题。本文简要回顾了我国银行业、股票市场改革开放以来的发展历程与三次产业结构以及我国高科技产业发展情况,从银行业金融机构与股票市场两个角度阐述金融结构对产业结构的作用机制,并且实证分析了银行信贷与股票市场对产业结构的影响,比较了银行信贷与股票市场发展水平对我国高科技产业发展的作用异同。结果发现,我国银行信贷与第一、二、三产业变动存在长期的均衡关系,信贷规模变化会引起第一、二产业的变动,第三产业变动会引起信贷规模变化。股票市场发展水平与第一、三产业之间不存在长期均衡关系,但与第二产业之间存在着长期均衡关系。我国金融体系支持高技术产业发展情况的分析表明股票市场对于高技术产业的发展影响大于银行信贷对其的影响。在理论阐述金融结构对产业结构的作用机制以及实证分析金融结构对产业结构的影响的基础上,本文提出了优化金融结构促进产业结构调整升级的几点政策建议,包括促进产业结构优化调整的信贷政策选择和促进产业结构优化调整的股票市场制度创新。最后,本文提出了对相关问题的研究展望,根据最优金融结构的概念描绘未来中国金融结构变迁的战略与方向。实际上,只有将市场主导型金融体系和银行主导型金融体系进行权衡和比较,才能持续推进金融发展,进而促进经济转型与可持续增长。
[Abstract]:Since the reform and opening up, China's economic development has made considerable progress, but the structural contradictions are still outstanding, capital distribution unreasonable problems still exist, and the economic structure adjustment and transformation and upgrading requirements. Finance is the core of modern economy, its core function is the allocation of funds, financial structure determines the financial function however, the industrial structure is the result of the allocation of funds, so in the development of modern economy, financial structure and industrial structure exists relationship, promoting China's financial deepening reform and the adjustment of industrial structure upgrading is related to the economic system reform and economic structure adjustment strategy the key to success.
This paper briefly reviews the development course of China's banking industry, since the reform and opening up the stock market and the three industry structure of China's high-tech industry development, from two aspects of financial institutions in the banking sector and the stock market on the role of the financial mechanism of the industrial structure, and an empirical analysis of the impact of bank credit and stock market on industrial structure the comparison of difference of development level of bank credit and stock market on China's high-tech industry development. The results showed that first, second of China's banking and credit, the change of three industry there is a long-term equilibrium relationship, credit scale changes will cause changes in the first, second industry, the third industry changes will cause changes in the size of credit there is no long-term equilibrium. The relationship between stock market development and the level of the first, third industry and the second industry, but there is a long-term equilibrium relationship between China's financial support system. Analysis of the sustainable development of high technology industry shows that the stock market for the development of the high technology industry impact is greater than the impact of bank credit for it.
Based on the theory of the mechanism of financial structure on the industrial structure and the empirical analysis of financial structure influence on the industrial structure, this paper puts forward the optimization of financial structure to promote several policy suggestions to upgrade the industrial structure adjustment, including the promotion of industrial structure optimization and adjustment of credit policy choice and promote the optimization of industrial structure adjustment of the stock market system innovation.
Finally, this paper puts forward the research on related issues, according to the concept of optimal financial structure description strategy and direction China financial structure change in the future. In fact, only the market-oriented financial system and bank oriented financial system to weigh and compare, continue to promote financial development, and promote economic transformation and sustainable growth.

【学位授予单位】：南京师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832;F121.3

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