兰州城市居民家庭理理财意向调查与统计分析

发布时间：2018-03-01 16:56

本文关键词： 兰州市居民理财意向调查　出处：《兰州财经大学》2017年硕士论文　论文类型：学位论文

【摘要】：当今,人们的生活水平有了较大提高,家庭的可支配收入和家庭的金融资产也得到了同步的增长,资产和财富的积累也成了必然的结果。经济持续稳定的增长推动了居民个人财富的增长,居民如何将这些资产进行配置以及在投资中的应用是各金融机构的焦点。能否适时把握居民的投资理财倾向,成为各个金融机构理财投资业务能否顺利开展的关键所在。所以,了解居民的投资理财意向偏好,掌握居民投资期望的新动态,就显得异常重要。本文以兰州市居民为出发点,采用多阶段抽样方法,第一阶段是分层抽样,第二阶段采用简单随机抽样,本次调研采用拦截访问的形式,一共发放298份调查问卷,收回了 230份问卷,收回有效问卷的数量为202份。通过描述统计反映居民家庭理财意向的整体情况,并根据分析指出居民理财的偏好及归因并据此提出相应意见和建议。
[Abstract]:Nowadays, people's living standards have been greatly improved, and the disposable income of households and the financial assets of households have also been growing simultaneously. The accumulation of assets and wealth has also become an inevitable result. The sustained and steady growth of the economy has promoted the growth of residents' personal wealth. How residents allocate these assets and how to apply them in investment is the focus of financial institutions. Whether they can grasp the investment and financing tendency of residents in good time is the key to the smooth development of financial investment business of financial institutions. It is very important to understand the preference of residents' investment and finance intention and to grasp the new trends of residents' investment expectation. This paper takes the residents of Lanzhou as the starting point and adopts the method of multi-stage sampling. The first stage is stratified sampling. In the second stage, a simple random sampling was adopted. The survey was conducted in the form of interception visits. A total of 298 questionnaires were distributed and 230 questionnaires were recovered. The number of valid questionnaires is 202. The whole situation of household financial intention is reflected by describing statistics, and the preference and attribution of residents' financial management are pointed out according to the analysis, and the corresponding opinions and suggestions are put forward accordingly.
【学位授予单位】：兰州财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F126

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