普惠金融促进区域经济协调发展的内在机制:金融功能理论的论证

发布时间：2018-03-23 19:16

本文选题：普惠金融　切入点：金融功能　出处：《天府新论》2017年04期

【摘要】：深刻认识普惠金融与区域经济协调发展的内在联系,对于实现区域经济协调发展、建设全面小康社会具有重要的理论意义。本文基于金融功能理论的视角,指出传统金融机构的功能缺失加剧了区域金融的失衡及区域经济的发展差异,然后从普惠金融的目标客户定位、便利清算和支付结算、信息透明、高效聚集和分配资源等方面研究其金融功能,从而揭示普惠金融如何惠及弱势地区与人群、助力中小企业发展、消除贫困、促进金融公平,并由此推动区域经济协调发展的内在机制。
[Abstract]:It is of great theoretical significance to realize the harmonious development of regional economy and to build a well-off society in an all-round way by deeply understanding the internal relationship between inclusive finance and regional economic coordinated development. It is pointed out that the lack of function of traditional financial institutions exacerbates the imbalance of regional finance and the development difference of regional economy, and then from the target customer orientation of inclusive finance, it facilitates clearing and payment and settlement, and the information is transparent. In order to reveal how inclusive finance can benefit vulnerable areas and people, help small and medium-sized enterprises to develop, eradicate poverty and promote financial equity, the paper studies its financial function in terms of efficient aggregation and allocation of resources. And thus promote the coordination of regional economic development of the internal mechanism.
【作者单位】：云南大学发展研究院理论经济学博士后流动站;云南民族大学管理学院;
【基金】：教育部人文社会科学研究青年基金项目“我国农村普惠金融发展的区域差异研究”(编号:15YJC790058)阶段性成果
【分类号】：F127;F832.7

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