金融发展对城乡收入差距的影响研究

发布时间：2018-07-03 05:30

本文选题：金融发展 + 城乡收入差距　；参考：《湖南大学》2014年硕士论文

【摘要】：金融产业已经成为现代市场经济的核心产业。在现代经济中,金融的发展对社会经济生活产生的影响是多方面的,它既影响社会财富的分配,又同时影响经济增长以及其他经济变量。经过多年来的改革和发展,我国金融业取得了长足的进步,经济高速发展,人民的生活水平得以显著提升,但是居民间收入分配差距却呈现出不断扩大的趋势,在不同程度上出现了“两级分化”现象,这严重影响了社会稳定和国民经济的健康稳定发展。当前居民收入差距的不断扩大已成为我国社会经济中的热点问题,改善我国收入分配状况越来越成为共识。以金融发展的视角探讨收入分配差距的形成兴起于上世纪90年代,但在对我国收入分配差距形成的各种解释中,往往忽视了金融发展的影响。从金融发展这一视角,研究我国收入分配状况,有利于进二步认识我国收入不平等状况的形成,并有助于相关宏观经济政策的制定与调整。本文遵循“事实考察—理论分析—实证分析—政策建议”的逻辑对我国金融发展和城乡收入分配状况的关系进行分析。历史数据表明,随着我国经济不断发展,城乡收入差距在逐步扩大,农村人口向外流失严重,过大的收入差距必然不利于我国整体发展。金融作为引导经济、传达政策的重要手段,对城乡收入差距的减小有一定的正向影响。以往的对于金融发展水平指标的选取上,通常以金融深度指标度量金融发展水平。本文为全面衡量金融发展水平,设计的指标不仅仅是衡量金融发展规模的指标,还包括衡量金融效率的指标,建立省级空间面板数据计量模型,对中国金融发展水平对城乡收入差距的影响进行分析。最后,结合前文理论与实证分析,本文从加强金融体制改革、合理引导农村资金、保证农村GDP增长、推进城市化进程几个方面提出金融发展减少城乡收入差距的政策建议。
[Abstract]:Financial industry has become the core industry of modern market economy. In modern economy, the development of finance has many influences on social economic life. It not only affects the distribution of social wealth, but also affects economic growth and other economic variables. After many years of reform and development, China's financial industry has made considerable progress, the rapid economic development, the people's living standards have been significantly improved, but the income distribution gap between the residents is showing a growing trend. The phenomenon of "two-level differentiation" appeared in different degrees, which seriously affected the social stability and the healthy and stable development of the national economy. At present, the widening of income gap has become a hot issue in the social economy of our country, and it is becoming a consensus to improve the income distribution of our country. The formation of income distribution gap emerged in the 1990s from the perspective of financial development, but the influence of financial development is often ignored in the various explanations for the formation of income distribution gap in China. From the perspective of financial development, the study of income distribution in China is conducive to further understanding the formation of income inequality in China, and is helpful to the formulation and adjustment of relevant macroeconomic policies. This paper analyzes the relationship between financial development and urban and rural income distribution in China according to the logic of "fact investigation-theoretical analysis-empirical analysis-policy advice". The historical data show that with the continuous development of our economy, the income gap between urban and rural areas is gradually expanding, and the rural population is losing seriously. The excessive income gap is bound to be unfavorable to the overall development of our country. As an important means to guide the economy and convey policies, finance has a positive effect on the reduction of income gap between urban and rural areas. In the past, the financial development level is usually measured by the financial depth index. In order to measure the level of financial development in an all-round way, the index designed in this paper is not only an index to measure the scale of financial development, but also an index to measure financial efficiency, and a provincial spatial panel data measurement model is established. This paper analyzes the influence of the level of financial development on the income gap between urban and rural areas in China. Finally, combined with the previous theory and empirical analysis, this article from the strengthening of the financial system reform, reasonable guidance of rural funds, ensure the growth of rural GDP, promote the process of urbanization several aspects of financial development to reduce the urban-rural income gap policy recommendations.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832;F124.7

【参考文献】