山东聊城润昌农村商业银行贷款风险管理优化研究

发布时间：2018-02-09 20:44

本文关键词： 农村商业银行贷款风险管理问题成因对策　出处：《河北科技大学》2017年硕士论文　论文类型：学位论文

【摘要】：随着经济的快速发展,目前农村信用社普遍改制成农村商业银行,并且网点遍布农村,具有相当的经营规模和资金实力,更是我们国家金融体系中非常重要的部分,但是在发展的过程中也存在一些问题。本文首先阐述了本文的选题背景与意义、国内外研究现状、研究方法、技术路线;第二,对农村商业银行贷款风险管理的相关理论基础进行了研究,包括贷款风险、贷款风险管理意义等;第三,对山东聊城润昌农商银行贷款风险管理现状进行了分析,包括润昌农村商业银行贷款业务及管理情况,并重点分析了当前贷款业务风险管理存在的问题;第四,分析了山东聊城润昌农商银行贷款风险的成因,并理论结合实际分析后给出针对性的应对策略。
[Abstract]:With the rapid development of the economy, at present, rural credit cooperatives have generally been transformed into rural commercial banks, and their branches are all over the countryside. They have a considerable scale of operation and capital strength, which is a very important part of our national financial system. However, there are some problems in the process of development. Firstly, this paper expounds the background and significance of the topic, the current research situation at home and abroad, the research methods, the technical route; second, This paper studies the theoretical basis of loan risk management of rural commercial banks, including loan risk, loan risk management significance, etc. Third, the paper analyzes the current situation of loan risk management in Shandong Liaocheng Runchang Agricultural and Commercial Bank. Including the loan business and management of Runchang Rural Commercial Bank, and focuses on the analysis of the current loan business risk management problems; 4th, the analysis of Shandong Liaocheng Runchang Agricultural and Commercial Bank loan risk causes, And the theory combined with the actual analysis of the corresponding strategies.
【学位授予单位】：河北科技大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.4

【参考文献】