国内资产证券化初探

发布时间：2018-11-16 08:01

【摘要】：中国目前正在推进金融改革，迫切需要新的金融工具来改变现有金融市场的生态，丰富金融结构的层次。资产证券化即为一种适合目前金融改革方向的创新金融工具。在经历过对资产证券化的探索和试点后，资产证券化面临着快速发展的市场机遇。在这个时点上，对资产证券化进行一些基础的分析和探索具有积极的现实意义。本文对资产证券化的基础元素、利弊分析进行了一些研究，主要包括以下内容： 1)资产证券化的概念、交易结构及资产证券实施的目的与动机分析。 2)对资产证券化在国内的发展历史进行了总结，，分析出资产证券化目前的发展特点，总结了目前发展的不足并提出个人改进建议。 3)通过对资产证券化的功能分析，预测了资产证券化未来的发展前景及其在一些主流行业的运用模式。
[Abstract]:At present, China is pushing forward the financial reform, and it urgently needs new financial instruments to change the ecology of the existing financial market and enrich the financial structure. Asset securitization is an innovative financial tool suitable for the current direction of financial reform. After exploring and experimenting with asset securitization, asset securitization is facing the market opportunity of rapid development. At this point, some basic analysis and exploration of asset securitization has positive practical significance. In this paper, the basic elements, advantages and disadvantages of asset securitization are studied, including the following contents: 1) the concept of asset securitization, the transaction structure and the purpose and motivation of asset securitization. 2) summarize the development history of asset securitization in China, analyze the current development characteristics of asset securitization, sum up the shortcomings of current development and put forward personal suggestions for improvement. 3) by analyzing the function of asset securitization, the future development prospect of asset securitization and its application mode in some mainstream industries are forecasted.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.51

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