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大学生网络贷款调研分析

发布时间:2019-04-24 14:12
【摘要】:随着互联网金融的兴起,网络贷款也应运而生。其中,由于大学生群体基数大,对新鲜事物接收能力强,且消费需求旺盛又无收入,使得很多网络贷款平台专注于大学生市场。由于平台蜂拥而入,国家又没有相应的法律法规管理,致使市场混乱,很多学生上当受骗。通过调查大学生网络贷款的现状,发现大学生进行网络贷款过程中存在的风险,从而提出降低风险的对策。
[Abstract]:With the rise of Internet finance, network loans also emerge as the times require. Among them, because of the large base of college students, strong ability to receive new things, strong consumer demand and no income, many network loan platforms focus on college students market. As platforms swarmed in, the country had no corresponding laws and regulations, causing market chaos and deceiving many students. By investigating the current situation of college students' network loans, the author finds out the risks existing in the process of network loans, and then puts forward some countermeasures to reduce the risks.
【作者单位】: 徐州工程学院经济学院;
【分类号】:G645.5;F724.6;F832.4

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