珠三角非银行金融机构对大学生创业推动作用研究

发布时间：2018-03-08 10:21

本文选题：非银行金融机构　切入点：大学生创业　出处：《吉林大学》2017年硕士论文　论文类型：学位论文

【摘要】：本文结合研究的实际情况,通过对非银行金融机构的概念和范围进行分析和界定,区分非银行金融机构和银行金融机构对大学生创业融资的作用和帮助等相关方面的差异。并在此基础上,深刻剖析在正规银行金融机构的相关政策支持下,对现代大学生创业在金融方面支持的主要方式。论述正规银行金融机构对大学生创业融资过程提供的帮助的风险和不足,得出非银行金融机构为大学生提供金融支持的合理性。从大学生自身出发,分析大学生寻求资金支持的渠道以及优劣势,并阐述非银行金融机构为大学生创业提供金融支持的比较优势。最后,分析各种非银行金融机构为大学生创业提供金融服务的基本方式,并阐述不同方式的优缺点。在此基础上,分析珠三角区域中非银行金融机构为大学生创业提供融资服务的门槛以及满足程度,进行非银行金融机构和大学生创业融资渠道的的案例分析。其中选择珠三角大学生创业团队“兼职猫”融资过程的案例分析,分析非银行金融机构对大学生创业的促进作用。在探讨研究的过程中,主要论述非银行金融机构业态差异及其对大学生初创企业提供金融支持的主要形式,非银行金融机构各种融资手段为大学生初创企业提供金融支持的力度以及效果等等。以珠三角地区为例,分析大学生在初创项目的过程中,通过阐述大学生初创项目的现状和在资金短缺的情况下,获得非银行金融机构与政府等融资支持的影响,以此来彰显非银行金融机构在资金提供和信贷利率等方面的资金支持对创业企业的促进作用。并根据案例,分析得出相关案例实践的经验借鉴以及启示。
[Abstract]:In this paper, the concept and scope of non-bank financial institutions are analyzed and defined according to the actual situation of the study. This paper distinguishes the difference between non-bank financial institutions and bank financial institutions in relation to the role and assistance of university students in venture financing. On this basis, it deeply analyzes the relevant policies of formal bank financial institutions. The main ways to support the modern college students' entrepreneurship in finance. The paper discusses the risks and shortcomings of the financial institutions of the formal banks to help the college students in the process of venture financing. The rationality of financial support provided by non-bank financial institutions for college students is obtained. From the perspective of college students themselves, this paper analyzes the channels and advantages and disadvantages of college students seeking financial support. The comparative advantages of non-bank financial institutions in providing financial support for college students' entrepreneurship are expounded. Finally, the basic ways in which various non-bank financial institutions provide financial services for college students' entrepreneurship are analyzed. The advantages and disadvantages of different ways are expounded. On this basis, the threshold and satisfaction of non-bank financial institutions in Pearl River Delta region to provide financing services for college students to start their own businesses are analyzed. The case study of non-bank financial institutions and the channel of college students' venture financing, including the case study of the "part-time cat" financing process of the university students' entrepreneurial team in the Pearl River Delta, This paper analyzes the role of non-bank financial institutions in promoting college students' entrepreneurship. In the course of the study, it mainly discusses the differences of non-bank financial institutions and the main forms of financial support for college students' start-up enterprises. The degree and effect of financial support provided by non-bank financial institutions to college students' start-up enterprises etc. Taking the Pearl River Delta as an example, this paper analyzes the process of college students' start-up projects. By expounding the current situation of university students' start-up projects and the influence of obtaining financial support from non-bank financial institutions and the government in the case of capital shortage, In order to highlight the non-bank financial institutions in the provision of funds and credit interest rates and other aspects of financial support to promote the role of entrepreneurial enterprises, and according to the case, analysis of the relevant case practice experience and inspiration.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.39;F279.2

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