农产品价格指数保险的可行性

发布时间：2018-01-18 02:21

  本文关键词：农产品价格指数保险的可行性　出处：《保险研究》2014年01期 　论文类型：期刊论文

  更多相关文章： 价格风险 农产品 农业保险 产品创新 可行性

【摘要】：农产品价格指数保险被视为是一种重要的农业保险创新,得到了社会各界的高度重视。本文从价格风险管理和分散的视角出发,对农产品价格指数保险的可行性进行了理论上的分析和探讨,首先对农产品价格风险的可保性进行了分析,随后指出了农产品价格指数保险6种可能的风险分散途径并对其可行性进行了具体分析,最后对国外发达国家承保农产品价格风险的经验进行了介绍。研究认为,开展农产品价格指数保险要特别关注其可能的巨灾赔付风险;同质性很强的农产品(如粮棉油)可能并不适宜采用价格指数保险;对大部分农产品来说,收入保险或收益保险可能是更好的选择。
[Abstract]:Agricultural price index insurance is regarded as an important innovation of agricultural insurance, which has been highly valued by all walks of life. This paper starts from the perspective of price risk management and dispersion. The feasibility of agricultural product price index insurance is theoretically analyzed and discussed. Firstly, the insurability of agricultural product price risk is analyzed. Then it points out six possible risk dispersing ways of agricultural product price index insurance and makes a concrete analysis on its feasibility. Finally, the paper introduces the experience of overseas developed countries in underwriting the agricultural product price risk. The research shows that the agricultural product price index insurance should pay special attention to its possible catastrophe payment risk. Highly homogeneous agricultural products (such as grain, cotton and oil) may not be suitable for price index insurance; Income or income insurance may be a better option for most agricultural products.
【作者单位】： 中国农业科学院农业信息研究所;中国人民大学统计学院;
【分类号】：F842.6
【正文快照】： 一、引言2007年以来,在各级政府的大力支持下,我国政策性农业保险取得了快速发展,业务规模跃居世界第二,开办区域已扩展到全国所有省市自治区,险种不断丰富,覆盖了农林牧渔的各个方面。据保监会统计,2007~2011年,农业保险累计向7 000多万户农户支付保险赔款600多亿元,户均赔付，

本文编号：1439029