公积金异地贷款

发布时间：2018-01-25 20:39

本文关键词： 资质审查而公利娜住房储蓄银行商业地产房地产建设中国经济网城市工作经典派管理体制改革 　出处：《住宅与房地产》2015年21期 　论文类型：期刊论文

【摘要】：正中国社科院经济所研究员汪利娜在操作层面,利用住房公积金跨省贷款面临的障碍有两个:一个是各地是否放钱的问题,另一个是资质审查的问题。归根结底,公积金管理中心才是决定异地公积金贷款能否顺利实施的关键环节,商业银行从利益障碍上来说并不大,它只是辅助于公积金管理中心,作为存款和发放贷款的委托行,它给谁发放贷款都会收取手续费。而公积
[Abstract]:Wang Lina, a researcher at the Institute of Economics of the Chinese Academy of Social Sciences, is facing two obstacles to using housing provident fund loans across the province at the operational level: one is whether or not to release money. The other is the question of qualification examination. In the final analysis, the management center of provident fund is the key link to decide whether the loan can be implemented smoothly, and the commercial bank is not big in terms of interest obstacle. It is only auxiliary to the provident fund management center, as a deposit and loan-issuing agency, it will charge anyone who makes a loan fee.
【分类号】：F299.23;F832.479
【正文快照】： 中国社科院经济所研究员汪利娜中国网时事评论员吕志强在操作层面,利用住房公积金推动公积金异地贷款业务,跨省贷款面临的障碍有两个:仅靠“一纸证明”很难落地。一个是各地是否放钱的问题,因为只见“证明”不见“资金”,另一个是资质审查的问题。归办贷城市公积金中心没有积

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