商业银行碳金融风险研究

发布时间：2018-02-21 14:10

本文关键词： 碳金融商业银行风险　出处：《北京邮电大学》2013年硕士论文　论文类型：学位论文

【摘要】：为了缓解全球温室效应加剧、极端气候频发这一现象,实现经济发展与环境保护相互协调、相互促进的发展模式,世界各国积极倡导低碳发展、循环经济、碳金融等可持续发展策略。尤其是在《联合国气候变化框架公约》以及《京都协议书》的签订之后,各个国家纷纷加入碳减排行列,积极开拓碳金融市场,努力实现经济发展与环境保护的双赢。我国作为温室气体排放大国,必然存在巨大的碳金融市场。我国商业银行应紧紧抓住这一机遇,积极参与交易市场,开展碳金融交易业务；同时也应高度重视碳金融这一新兴金融产物所带来的挑战与风险,正确甄别各个风险的影响程度,实现针对性的预防和规避。本文通过对比分析国内外商业银行开展碳金融业务的方式,结合我国商业银行开展碳金融业务的实践,分析了商业银行开展碳金融业务的实际意义；同时本文重点分析了商业银行开展碳金融业务的风险成因,总结概括商业银行碳金融业务的主要风险类型和特征,以此为基础,通过实证调研的方式对我国商业银行开展碳金融业务所面临的风险进行评估分析,确定每个风险对商业银行开展碳金融活动的影响程度,认为商业银行应该针对性的、有选择的进行风险预防和规避；文章最后从政府角度和商业银行自身角度提出了预防和降低商业银行碳金融风险的主要建议。
[Abstract]:In order to alleviate the phenomenon of the aggravation of Greenhouse Effect and the frequent occurrence of extreme weather, and to realize the development model of coordinating economic development and environmental protection and promoting each other, countries all over the world actively advocate low-carbon development and circular economy. Carbon finance and other sustainable development strategies, especially after the signing of the United Nations Framework Convention on Climate change and the Kyoto Protocol, all countries have joined the ranks of reducing carbon emissions and actively exploring the carbon finance market. China, as a big greenhouse gas emitter, must have a huge carbon financial market. Our commercial banks should seize this opportunity and actively participate in the trading market. At the same time, we should attach great importance to the challenges and risks brought by carbon finance, which is a new financial product, correctly identify the influence degree of each risk, and realize targeted prevention and avoidance. Based on the comparative analysis of domestic and foreign commercial banks to carry out carbon finance business, combined with the practice of China's commercial banks to carry out carbon finance business, this paper analyzes the practical significance of commercial banks to carry out carbon finance business. At the same time, this paper analyzes the risk causes of carbon finance business in commercial banks, summarizes the main risk types and characteristics of carbon finance business of commercial banks, and based on this, Through the way of empirical research, this paper evaluates and analyzes the risks faced by commercial banks in carrying out carbon finance business, determines the degree of impact of each risk on the development of carbon finance activities of commercial banks, and thinks that commercial banks should be targeted. In the end, the paper puts forward the main suggestions to prevent and reduce the carbon financial risk of commercial banks from the angle of government and commercial banks.
【学位授予单位】：北京邮电大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.5

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