关于新建政策性住房保障银行的思考

发布时间：2018-02-24 18:13

本文关键词： 政策性金融国家开发银行住房保障银行　出处：《开发研究》2014年05期 　论文类型：期刊论文

【摘要】：针对学术界一直争论不休的国家住房保障银行的组建及运营问题,基于历史、现实与未来总体联系的新视域,提出不同的理论观点及政策建议。认为商业化转型后的国开行没有资格牵头组建、兼营、兼管具有政策性属性的国家住房保障银行。由国开行牵头名不正、言不顺,不仅有悖于市场经济公平竞争的基本法则,也不符合一般的国际惯例,还有可能重蹈历史覆辙,后果不堪设想,前景不容乐观。当务之急是需要依据科学政策性金融理论,以崭新的面貌构建一个名副其实的中国政策性住房保障银行。为此,结合党的十八届三中全会《决定》的改革精神,提出了真正的政策性银行应达到的基本标准和构建国家住房保障银行的一系列建议。
[Abstract]:In view of the problem of the establishment and operation of the National Housing Security Bank, which has been debated in academic circles, based on the new horizon of the overall connection between history, reality and the future, Put forward different theoretical viewpoints and policy proposals. It is believed that the commercial transformation of the National Development Bank is not qualified to take the lead to set up, operate concurrently, and also manage the national housing security bank with policy attributes. The name of the National Housing Security Bank led by the China Development Bank is not correct, and the words are not true. It is not only contrary to the basic rules of fair competition in the market economy, but also inconsistent with the general international practice. It is also possible to repeat the historical mistakes, the consequences are unthinkable, and the prospects are not optimistic. The urgent task is to base on the scientific policy-oriented finance theory. To build a real Chinese policy-oriented housing security bank with a brand new look. To this end, in combination with the spirit of reform of the third Plenary session of the 18 CPC Central Committee, This paper puts forward the basic standards that the real policy banks should meet and a series of suggestions on the construction of the national housing security banks.
【作者单位】：辽宁大学国际金融研究所;
【基金】：国家社科基金项目“市场决定视角下政策性金融机构改革创新研究”(14BJY193)的阶段性研究成果
【分类号】：F832.31;F299.23

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