基于Logit模型的城市“夹心层”住房租买选择研究

发布时间：2018-02-24 16:00

本文关键词： 城市“夹心层” 住房租买选择 Logit模型　出处：《哈尔滨工业大学》2013年硕士论文　论文类型：学位论文

【摘要】：随着我国经济与社会的发展，1998年起我国彻底取消实物制福利分房，伴随着国民经济的发展与国民需求，我国逐渐形成以最低收入人群租赁廉租房、中低收入人群购买经济适用房、其他高收入人群购买商品房的三阶梯式住房制度体系。然而由于我国人口数量庞大，经济发展不均衡，因此不同收入阶层之间存在一定的灰度，即出现了不够经济适用房购买准入条件，但又购买商品房困难的城市“夹心层”人群，这一人群徘徊于购房与生存的双重压力之间。本文首先科学的对城市“夹心层”人群进行了界定与划分；其次基于国内外对于居民住房租买选择行为的研究，对我国居民住房租买选择行为进行了理论分析，，创新性的扩充了住房租买选择行为影响因素体系，并建立了城市“夹心层”住房租买选择Logit模型，对城市“夹心层”人群住房租买选择行为的内在机理进行了探究；最后采用问卷调查的方法进行了数据收集，对哈尔滨市“夹心层”租买选择行为进行了实证分析。本文首先采用灰色评价法对哈尔滨市住房市场成熟度进行了评级，完成住房市场成熟度数据的获取。通过二元Logit模型进行了回归分析，研究表明年龄、年收入、工作年限、住房带来的稳定性因素、住房带来的归属感因素、迁居的可能性、住房市场成熟度、户籍对哈尔滨“夹心层”住房租买选择产生显著的影响，而性别、婚姻状况、住房公积金、受教育程度、住房与单位的距离、对房价的预测对其住房租买选择影响不明显。通过实证分析，本文认为应加大公租房供应数量，将城市“夹心层”纳入住房保障范围，能够缓解城市“夹心层”住房困难与压力；建立个人的信息与信誉库，加大对保障房申请与退出的监管机制，降低住房空置率，能够进一步解决城市“夹心层”的住房困难问题。
[Abstract]:With the development of our country's economy and society, in 1998, our country has completely abolished the system of welfare housing. With the development of the national economy and the national demand, our country has gradually formed the lowest income people to rent low-rent housing. The three-step system of housing system in which middle and low income people buy comfortable housing and other high-income people buy commercial housing. However, due to the large population and uneven economic development in China, there is a certain grayscale between different income groups. That is, there are people in the "sandwich layer" of cities that are not enough for comfortable housing to purchase access conditions, but also difficult to purchase commercial housing. This article first defines and divides the urban "sandwich layer" population scientifically; secondly, based on the domestic and foreign research on the choice behavior of residents' housing rental purchase, This paper makes a theoretical analysis on the housing rent-purchase choice behavior of the residents in our country, and creatively expands the system of influencing factors of the housing rent-purchase choice behavior, and establishes the Logit model of the urban "sandwich layer" housing rent-purchase choice. This paper probes into the internal mechanism of the housing rental purchase choice behavior of the urban "sandwich layer" group, and finally carries on the empirical analysis on the "sandwich layer" rent purchase choice behavior in Harbin by using the method of questionnaire survey to collect the data. In this paper, the maturity of housing market in Harbin is rated by grey evaluation method, and the maturity data of housing market is obtained. The regression analysis of binary Logit model shows that age, annual income, working years, etc. The factors of stability, the sense of belonging, the possibility of moving, the maturity of housing market and household registration have a significant influence on the choice of housing rent and purchase in "sandwich layer" in Harbin, while gender, marital status, housing accumulation fund, The educational level, the distance between housing and unit, and the forecast of housing price have no obvious influence on the choice of housing rent and purchase. Through the empirical analysis, the author thinks that the supply of public rental housing should be increased, and the city "sandwich layer" should be brought into the scope of housing security. It can alleviate the difficulties and pressures of urban "sandwich layer" housing, establish personal information and credit bank, increase the supervision mechanism for indemnificatory apartment's application and withdrawal, and reduce the housing vacancy rate. Can further solve the urban "sandwich layer" housing problems.
【学位授予单位】：哈尔滨工业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F299.23;F224

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