四川省甘洛县小额信贷发展研究

发布时间：2018-03-15 08:50

本文选题：甘洛县　切入点：小额信贷　出处：《西南民族大学》2013年硕士论文　论文类型：学位论文

【摘要】：20世纪70年代初，小额信贷在孟加拉国诞生，并迅速在全世界传播开来。1993年中国社会科学院农村发展研究所引进了孟加拉“乡村银行（GB）”的小额信贷模式，成立“扶贫经济合作社”，此后，小额信贷逐渐在我国发展起来。本文以甘洛县小额信贷的发展为研究内容，在对四川省甘洛县展开深入的田野调查的基础上，通过对甘洛县小额信贷在发展中存在的一些问题进行深入研究，并结合小额信贷相关理论和国内外成功经验，提出了有关于甘洛县小额信贷发展的对策建议。本文共分为五章，具体研究内容如下：第一章绪论，主要介绍了本文的研究的背景、意义、国内外研究现状和本文的研究思路、研究内容、研究方法以及重点难点。并指出本文可能的创新点有：1、对甘洛县小额信贷发展问题进行了实证研究；2、提出了甘洛县小额信贷发展的对策建议。第二章为基础理论部分，对小额信贷的相关基础理论及国际国内实践进行了梳理回顾。本章对小额信贷的定义、特征等进行了介绍和界定，特别指出信贷模式是小额信贷的本质特征，，且它无需抵押担保的信贷方式使小额信贷天然地倾向于服务贫困人口。同时介绍了孟加拉国乡村银行小额信贷模式、印度尼西亚人民银行的小额信贷模式及玻利维亚阳光银行小额信贷模式的运作模式和成功经验。第三章介绍和分析了甘洛县小额信贷发展现状。从甘洛县概况着手，介绍甘洛县的基本情况和影响甘洛县经济发展的各种因素，同时也介绍了影响小额信贷发展的各种因素，并在此基础上展开对甘洛县小额信贷现状的介绍和分析。第四章是在针对第三介绍的实际情况和甘洛县小额信贷发展存在的现实问题的基础上，借鉴国内外小额信贷发展的成功经验，结合本地区小额信贷发展的实际情况，对四川省甘洛县小额信贷发展存在的问题及原因进行深入分析。第五章为本文的研究结论及对策建议。是在前几章的基础上，对甘洛县小额信贷发展的现状、存在的问题及相关原因进行解析，提出了具有一定针对性的对策建议。
[Abstract]:In early 1970s, microcredit was born in Bangladesh and spread rapidly all over the world. In 1993, the Institute of Rural Development of the Chinese Academy of Social Sciences introduced the "Grameen Bank" model of Bangladesh. Since then, micro-credit has gradually developed in China. This paper takes the development of micro-credit in Ganluo County as the research content, based on the in-depth field investigation of Ganluo County, Sichuan Province. Through the in-depth study of some problems existing in the development of microfinance in Ganluo County, combined with the relevant theory of microfinance and successful experience at home and abroad, the author puts forward some countermeasures and suggestions on the development of microfinance in Ganluo County. This paper is divided into five chapters. The specific contents of the study are as follows:. The first chapter is introduction, which mainly introduces the background, significance, domestic and foreign research status, research ideas, research content, Research methods and key difficulties. And pointed out that the possible innovation of this paper is: 1, the development of microfinance in Ganluo County empirical study, put forward the countermeasures and suggestions for the development of microfinance in Ganluo County. The second chapter is the basic theory part. This chapter introduces and defines the definition and characteristics of microfinance, especially points out that the credit model is the essential feature of microfinance. And its non-mortgage-backed form of credit makes microcredit naturally tend to serve the poor. At the same time, it introduces the microcredit model of Grameen Bank in Bangladesh. The Microcredit Model of the people's Bank of Indonesia and the successful experience of the Microcredit Model of the Bolivian Sunshine Bank. Chapter three introduces and analyzes the present situation of the development of microcredit in Ganloo County. This paper introduces the basic situation of Ganluo County and the factors that affect the economic development of Ganluo County, as well as the various factors that affect the development of micro-credit. On this basis, the introduction and analysis of the present situation of microfinance in Ganluo County. Chapter 4th is based on the actual situation of the third introduction and the practical problems existing in the development of microfinance in Ganluo County. Draw lessons from the successful experience of the development of microfinance at home and abroad, and combine the actual situation of the development of microfinance in this region, This paper makes a deep analysis of the problems and causes of the development of microfinance in Ganluo County, Sichuan Province. Chapter 5th is the research conclusion and countermeasures of this paper. On the basis of the previous chapters, the present situation of the development of microfinance in Ganluo County is discussed. The existing problems and related reasons are analyzed, and some countermeasures and suggestions are put forward.
【学位授予单位】：西南民族大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4

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