ZT信托风险管理体系构建与优化探讨

发布时间：2018-04-13 05:31

本文选题：金融 + 信托公司　；参考：《浙江工业大学》2013年硕士论文

【摘要】：信托业是金融业四大支柱之一,鉴于国家所赋予其的重要地位和功能,未来信托业在服务实体经济中将发挥重要作用。风险管理是信托业务发展的核心问题,提高风险管理能力对于国内信托公司至关重要。本文以ZT信托全面风险管理实践入手,通过对金融风险管理理论体系的梳理,应用理论和实证分析的方法,探讨ZT信托全面风险管理体系的构建与优化。全文共分五章内容,第一章为导论,主要介绍了本文的选题背景和研究意义,相关的文献研究综述,本文的主要内容及研究方法,本文的创新点。第二章是分析信托公司全面风险管理理论框架体系。第三章为以ZT信托管理实践为基础,探讨ZT信托全面风险管理体系构建。第四章为ZT信托风险管理体系存在的问题和优化措施探讨。第五章为总结,归纳了本文的主要结论。通过本文研究,认为ZT信托要从战略层面,进一步提升对风险管理体系建设的规划与设计；在微观管理层面,针对ZT信托业务模式和产品的创新特性,短期内在缺少定量模型和批量化处理的条件下,需要提升公司的风险决策能力,构建完善的风险决策系统,实现风险的前端控制；长期来看,逐步参照《新巴塞尔协议》三大支柱,进一步完善风险管理战略规划,加强风险管理计量技术,深化风险管理文化理念,以增强风险管理体系的有效性、科学性。
[Abstract]:Trust industry is one of the four pillars of the financial industry. In view of the important position and function given by the state, the trust industry will play an important role in serving the real economy in the future.Risk management is the core problem of trust business development. It is very important to improve risk management ability for domestic trust companies.This paper starts with the comprehensive risk management practice of ZT trust and discusses the construction and optimization of the comprehensive risk management system of ZT trust by combing the theoretical system of financial risk management and applying the method of theoretical and empirical analysis.This paper is divided into five chapters. The first chapter is the introduction, which mainly introduces the background and significance of this paper, the related literature review, the main content and research methods of this paper, and the innovation of this paper.The second chapter is the analysis of the trust company comprehensive risk management theoretical framework system.The third chapter discusses the construction of the comprehensive risk management system of ZT trust based on the ZT trust management practice.Chapter four discusses the problems and optimization measures of ZT trust risk management system.Chapter five summarizes the main conclusions of this paper.Through the research of this paper, it is considered that ZT trust should further improve the planning and design of risk management system construction from the strategic level, and at the micro management level, aiming at the innovative characteristics of ZT trust business model and products,In the short term, under the condition of lack of quantitative model and batch processing, it is necessary to improve the risk decision ability of the company, construct a perfect risk decision making system, and realize the front-end control of risk; in the long run,According to the three pillars of New Basel Accord, we should further improve the strategic planning of risk management, strengthen the measurement technology of risk management and deepen the concept of risk management culture so as to enhance the effectiveness and scientific nature of the risk management system.
【学位授予单位】：浙江工业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.49

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