区域金融风险防范研究

发布时间：2018-06-16 16:07

本文选题：区域金融风险 + 金融预警　；参考：《河北大学》2013年硕士论文

【摘要】：毋庸置疑，自金融市场形成以来，金融危机就如影相随，如同“幽灵”一样伴随着经济的发展过程。2007年下半年以来，美国次贷危机爆发，，逐步演变为金融危机并在世界范围扩散，迅速演变成上个世纪大萧条以来最为严重的国际金融危机，对世界经济和金融造成强烈打击，直接导致世界经济21世纪以来第一次出现负增长，严重影响了中国实体经济的稳定和发展。因此，在金融全球化和金融危机频繁爆发的背景下，如何防范区域金融风险、迅速遏止金融危机、减轻金融危机对实体经济的影响，是当前世界各国面临的重大课题。如果没有有效地防范金融风险，就很可能产生连锁反应，发生多米诺骨牌效应，从而导致一个国家乃至国际性的金融危机，破坏金融安全和经济安全。全文共分五章，第一章为绪论，第二章为区域金融风险的理论基础，第三章为区域金融风险预警系统构建，第四章为河北省金融风险分析，第五章是区域金融风险管理策略。第一章绪论介绍了本文选题的背景与意义、文献综述、研究方法及创新点、内容及框架。第二章总结了区域金融风险的相关理论，理论的概述将有助于后续研究工作深入的展开。首先对区域、区域金融及区域金融风险等概念进行了界定；从金融机构自身和自身之外两个角度总结了区域金融风险的成因；并从四个方面探讨了区域金融风险的传导途径；并结合我国的现实情况，总结了区域金融风险的类型。第三章是本文的重点。首先阐述了区域金融风险预警系统的构建框架，然后给出了区域金融风险的识别方法和分析着眼点，最后是预警区间及指标临界值的确定和划分。第四章从银行业、证券业、保险业三方面对河北省金融市场进行了现状分析，总结了河北省区域金融的整体发展状况，并研究了河北省金融风险的影响因素、金融安全程度。第五章是管理策略研究。以前文的河北省金融风险分析为基础，提出了一些富有意义的管理策略。
[Abstract]:There is no doubt that since the formation of financial markets, the financial crisis has accompanied the economic development process like a ghost. Since the second half of 2007, the subprime mortgage crisis in the United States has erupted. Gradually evolving into a financial crisis and spreading around the world, rapidly turning into the most serious international financial crisis since the Great Depression of the last century, which has dealt a severe blow to the world economy and finance, The negative growth of the world economy for the first time since the 21st century has seriously affected the stability and development of China's real economy. Therefore, under the background of financial globalization and frequent outbreak of financial crisis, how to prevent regional financial risks, quickly curb financial crisis, and mitigate the impact of financial crisis on the real economy, is a major issue facing all countries in the world. If there is no effective prevention of financial risk, it is likely to have a chain reaction, a domino effect will occur, thus leading to a national or even international financial crisis, damage to financial security and economic security. The first chapter is the introduction, the second chapter is the theoretical basis of regional financial risk, the third chapter is the construction of regional financial risk early warning system, the fourth chapter is the financial risk analysis of Hebei Province, the fifth chapter is the regional financial risk management strategy. The first chapter introduces the background and significance of this paper, literature review, research methods and innovations, content and framework. The second chapter summarizes the theory of regional financial risk. Firstly, it defines the concepts of region, regional finance and regional financial risk, sums up the causes of regional financial risk from two angles of financial institutions themselves and themselves, and probes into the transmission ways of regional financial risks from four aspects. And combined with the reality of our country, summed up the types of regional financial risk. The third chapter is the focus of this paper. This paper first expounds the framework of the early warning system of regional financial risk, then gives the identification method and analysis point of regional financial risk, and finally, the determination and division of the warning interval and the critical value of the index. The fourth chapter analyzes the present situation of financial market in Hebei Province from three aspects: banking, securities and insurance, summarizes the overall development of regional finance in Hebei Province, and studies the influencing factors of financial risk and the degree of financial security in Hebei Province. The fifth chapter is the management strategy research. Based on the previous analysis of financial risk in Hebei Province, this paper puts forward some meaningful management strategies.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.5

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