大学生理财现状研究——基于湖南省的调查

发布时间：2018-07-05 06:23

本文选题：大学生活 + 当代大学生　；参考：《财会通讯》2014年08期

【摘要】：正一、大学生理财现状调研随着社会经济的发展,"理财"已成为社会各界讨论的热点话题。当代大学生理财能力的高低不仅会影响其大学生活的质量,也将对其未来的社会生活产生重要影响。然而由于受社会、学校、家庭以及自身等方面因素的影响,当代大学生的理财行为趋于不合理,理财能力匮乏。因此,对当代大学生理财现状及对其理财能力培育进行研究具有一定的现实意义。为深入了解当代大学生的理财现状,寻找科学的理财对策,笔者于2011年9月至2011年11月期间对长沙理工大学、湖南大学等十几所湖南省高校的大学生进行了实地抽样问卷调查。共发放调查问卷1200份,回收有效问卷1128份,回收率为94%。调查内容包括:调查对象基本情况、消费基本情况、消费观念及方式、理财观念及方式、如何有效理财等
[Abstract]:First, with the development of social economy, financial management has become a hot topic. The financial ability of contemporary college students will not only affect the quality of their college life, but also will have an important impact on their future social life. However, due to the influence of society, school, family and themselves, the financial management behavior of contemporary college students tends to be unreasonable and the ability of financial management is lacking. Therefore, it is of practical significance to study the present situation of college students' financial management and the cultivation of their financial management ability. In order to deeply understand the present situation of financial management of contemporary college students and find out scientific financial management countermeasures, the author conducted a sampling questionnaire survey on more than a dozen colleges and universities in Hunan Province from September 2011 to November 2011, including Changsha University of Technology and Hunan University. A total of 1200 questionnaires were distributed, 1128 valid questionnaires were recovered, and the recovery rate was 94. The contents of the investigation include: the basic situation of the survey object, the consumption idea and the way, the financial management idea and the way, how to manage the money effectively, etc.
【作者单位】：长沙理工大学;
【基金】：2011年湖南省大学生研究性学习和创新性实验项目“湖南省大学生消费与理财现状的研究调查(以湖南省在校大学生为范例)”的阶段性研究成果
【分类号】：G645.5;F832.48

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