政策性（出口）信用保险在宁波外向型经济发展中的作用分析

发布时间：2018-07-17 05:10

【摘要】：我国加入世界贸易组织后虽给我国对外贸易事业发展带来了前所未有的机遇,但也给我国外贸企业带来了各种不确定风险,因此为保证外贸企业产品的出口,研究政策性金融产品对出口风险转移方法和风险防范措施具有重大意义。政策性出口信用保险(Export credit Insurance:目前国内所指的政策性信用保险,一般泛指出口信用保险,即短期出口信用保险和中长期出口信用保险,该项业务定性为政策性业务,暂未放开经营,均由中国信保(SINOSURE)独家办理)是政府对本国企业在出口贸易、对外投资和对外工程承包的经济活动中的合法权益提供风险保障的一项特殊政策措施,主要承保国外买方的商业信用风险和国外的政治风险,国际上常将出口信用保险、出口信贷和担保称作官方支持的出口信用,它出国家财政直接支持。本文通过对宁波市近年出口总体情况的分析和对宁波外向型经济发展格局的剖析,运用不同阶段宁波发展实践中的实例分析和数据分析的方法,阐明政策性信用保险对宁波外向型经济发展企业的风险保障和贸易融资等功能作用。结合宁波外向型经济发展的实际与政策性信用保险的发展规律,运用归纳对比与总结分析的方法,研究制约政策性信用保险进一步对宁波外向型经济发展贸易发挥作用的制约因素,并通过对制约因素的深入研究分析,提出基于中国出口信用保险公司内外部不同特点提升出口作用保险服务于宁波外向型经济发展贸易的建议与对策。以便于为宁波下一步的外贸发展及外向型经济转型实践提供参考。
[Abstract]:Although China's accession to the World Trade Organization has brought unprecedented opportunities for the development of China's foreign trade, it has also brought various uncertain risks to our foreign trade enterprises. Therefore, in order to ensure the export of foreign trade enterprises' products, It is of great significance to study the policy financial products to export risk transfer methods and risk prevention measures. Export credit Insurance: at present, policy credit insurance generally refers to export credit insurance, that is, short-term export credit insurance and medium and long-term export credit insurance. All of which are handled exclusively by SINOSURE) are a special policy measure for the government to protect the legitimate rights and interests of domestic enterprises in the economic activities of export trade, foreign investment and foreign project contracting. Mainly underwriting foreign buyers' commercial credit risk and foreign political risk, export credit insurance, export credit and guarantee are often referred to as official supported export credit, which is directly supported by national finance. Based on the analysis of Ningbo's export situation in recent years and the pattern of Ningbo's export-oriented economy, this paper applies the methods of example analysis and data analysis in different stages of Ningbo's development practice. This paper expounds the function of policy credit insurance on risk protection and trade financing of Ningbo export-oriented economic development enterprises. Combined with the development law of Ningbo export-oriented economy and the development of policy-oriented credit insurance, the methods of induction, comparison and summary analysis are used. This paper studies the restrictive factors that restrict the policy credit insurance on the development of Ningbo's export-oriented economy, and through the in-depth study and analysis of the restrictive factors, Based on the different internal and external characteristics of Chinese export credit insurance companies, the paper puts forward some suggestions and countermeasures to promote the export function insurance in Ningbo's export-oriented economy. In order to facilitate Ningbo's next foreign trade development and export-oriented economic transformation practice to provide reference.
【学位授予单位】：上海外国语大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.6

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