保险公司非量化与可量化风险显著性比较
发布时间:2018-08-25 08:52
【摘要】:保险公司的风险可分为可量化风险与非量化风险两大类,需要采用不同的管控方法并配置相应的人力物力。因此,识别这两类风险哪一类更为显著对保险公司的监管及其自身的全面风险管理尤为重要。本文分别从风险的形成机制、文献分析和案例研究三个角度研究这个问题。初步结论是,我国保险业和保险公司目前的风险构成中,更为显著的是非量化风险。因此,无论是外部监管制度建设还是保险公司内部的全面风险管理体系建设,都应该更加注重制定和落实第二支柱下的各类风险管控措施。
[Abstract]:Risks of insurance companies can be divided into quantifiable risk and non-quantifiable risk. It is necessary to adopt different management methods and allocate corresponding manpower and material resources. The preliminary conclusion is that the non-quantitative risk is more significant in the present risk composition of the insurance industry and insurance companies in China. Therefore, both the external supervision system and the internal comprehensive risk management system of insurance companies should pay more attention to the formulation and implementation of the second risk management system. All kinds of risk control measures under the pillar.
【作者单位】: 上海财经大学金融学院;
【基金】:国家自然科学青年基金项目"财产险公司保费增长与承保风险关系研究"(71103117) 上海财经大学2011年度博士研究生创新基金资助项目(CXJJ-2011-393)
【分类号】:F842.3
本文编号:2202380
[Abstract]:Risks of insurance companies can be divided into quantifiable risk and non-quantifiable risk. It is necessary to adopt different management methods and allocate corresponding manpower and material resources. The preliminary conclusion is that the non-quantitative risk is more significant in the present risk composition of the insurance industry and insurance companies in China. Therefore, both the external supervision system and the internal comprehensive risk management system of insurance companies should pay more attention to the formulation and implementation of the second risk management system. All kinds of risk control measures under the pillar.
【作者单位】: 上海财经大学金融学院;
【基金】:国家自然科学青年基金项目"财产险公司保费增长与承保风险关系研究"(71103117) 上海财经大学2011年度博士研究生创新基金资助项目(CXJJ-2011-393)
【分类号】:F842.3
【共引文献】
相关硕士学位论文 前1条
1 陈海峰;基于AHP-熵值法的税源风险评估研究[D];厦门大学;2014年
,本文编号:2202380
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