我国地方政府融资平台风险问题研究

发布时间：2018-11-16 11:31

【摘要】：地方政府融资平台，是我国地方政府在财权与事权不匹配、城市化进程不断加快的背景下所进行的融资创新。其在建立和发展过程中，对促进地方经济发展，尤其是在加快城市基础设施建设方面发挥了重要推动作用。但随着巨额贷款集中还贷期的迫近，地方政府融资平台负债规模过大、负债率过高、融资渠道单一、平台部分出资不实、债务违规担保、平台定位过宽、内部治理不健全、平台经营效益低、风险防范意识较差等弊端逐步显现。如不及时防范化解，地方政府融资平台风险一旦爆发，其后果不堪设想。本文以地方政府融资平台风险问题为研究对象，首先概述了地方政府融资平台的定义及类型、产生的背景、发展历程及其特点和作用；其次，深刻分析了地方政府融资平台的风险表现、风险成因及风险爆发可能产生的严重后果；再次，提出了加强宏观监管、严控平台贷款风险、完善治理结构、拓宽融资渠道，建立风险防控机制等综合措施，以防范和化解日益凸显的地方政府融资平台风险。
[Abstract]:The local government financing platform is the financing innovation of our local government under the background of mismatch between the financial power and the administrative power and the accelerating process of urbanization. In the process of establishment and development, it plays an important role in promoting the development of local economy, especially in speeding up the construction of urban infrastructure. However, with the approaching of a large amount of loan concentrated repayment period, the local government financing platform has too large debt scale, too high debt ratio, a single financing channel, some of the platform's investment is not real, the debt is under guarantee, the platform is located too broadly, and the internal governance is not perfect. The platform management benefit is low, the risk guard consciousness is poor and so on malpractice gradually appears. If do not prevent and dissolve in time, the risk of local government financing platform once erupts, its consequence is unthinkable. This paper takes the risk of local government financing platform as the research object. Firstly, it summarizes the definition and type of local government financing platform, the background, development process, characteristics and functions of local government financing platform. Secondly, the paper deeply analyzes the risk performance of the local government financing platform, the causes of the risk and the possible serious consequences of the risk outbreak. Thirdly, this paper puts forward some comprehensive measures, such as strengthening macro supervision, strictly controlling the loan risk, perfecting the governance structure, widening the financing channel and establishing the risk prevention and control mechanism, in order to prevent and dissolve the increasingly prominent local government financing platform risk.
【学位授予单位】：东北师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F127

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