鹤山农村社会养老保险发展及完善对策研究
发布时间：2018-11-03 16:11
【摘要】：农村社会养老保险制度是指为了保障农村劳动者年老时的基本生活，由政府主管部门负责组织和管理，农村经济组织、集体事业单位和各行业劳动者共同承担养老保险费缴纳义务，劳动者在年老时按照养老保险费缴纳状况享受基本养老保险待遇的农村社会保障制度。农村社会养老保险作为向广大农民提供的公共产品，包含了政治属性和社会属性。这两种基本属性既可以以单独一种属性形式存在并影响和放大社会养老保险制度效应，也可以两种属性并存且互为作用并在一定时期社会政治经济领域的深层次矛盾演绎变化过程中，决定和制约农村社会养老保险制度的发展。 我国新型农村社会养老保险制度建立是我国农村社会养老保险制度发展上的重大突破，是广大人民群众期盼已久的一项民心工程，与“老农保”相比具有诸多的优势和特点，主要表现为参保对象的广泛性、筹资结构的灵活性、制度模式的创新性、基金管理的规范性等方面。我国新型农村社会养老保险制度的推进与实施，为农村经济社会全面发展和农村老年人口的养老提供了重要的解决模式，并产生了重要的社会效益，主要体现为保基本、广覆盖，从根本上解决了农村人口的养老问题；保急需、促公平，促进了农村经济社会的全面均衡发展；正视差别，因地制宜，确保了新农保制度的可持续发展等方面。鹤山市60岁以上老年人口每年约以3%的速度递增，至2013年60岁以上的老年人口达5.6万人，占全市户籍人口的15.2%。本文将以鹤山市为例子，从鹤山市农村社会养老保险的发展历程，分析其中存在的问题和不足，主要表现为农村社会养老保险的服务设施不够完善，以家庭养老为主要方式的传统养老模式的供给能力弱化，政府和集体投入不足以及农村保障水平低等方面。在新时期，在构建和谐社会的背景下，建立健全鹤山市新型农村社会养老保险体系的总体目标应当以中共十七大提出的科学发展观和以人为本的执政理念为指导，逐步建立起政府明确责任，以体现个人责任的社会保险为基础，社会各界广泛参与，运转协调，资金落实，管理规范，，网络健全，与经济发展水平相适应的农村社会养老保险制度的统一模式，切实保障广大农村人口的基本养老权益，促进农村社会稳定和经济社会的和谐发展，并最终实现与城市基本养老保险制度接轨，完成城乡一体的养老保险制度的终极目标。
[Abstract]:The rural social old-age insurance system refers to the rural economic organization, which is organized and managed by the competent government departments in order to protect the basic life of rural workers in old age. Collective institution and every profession laborer undertake endowment insurance premium to pay obligation jointly, laborer is in old age according to endowment insurance premium pay condition enjoys basic endowment insurance treatment rural social security system. Rural social endowment insurance, as a public product provided to farmers, includes political and social attributes. These two basic attributes can exist in a single form and influence and amplify the effects of social endowment insurance system. It is also possible for the two attributes to coexist and act on each other and to determine and restrict the development of the rural social endowment insurance system in the process of profound contradiction deduction and change in the field of social politics and economy in a certain period of time. The establishment of the new rural social endowment insurance system in our country is a major breakthrough in the development of the rural social endowment insurance system in our country. It is a popular project that the broad masses have been expecting for a long time. It has many advantages and characteristics compared with the "old peasant insurance". It mainly shows the universality of the insured object, the flexibility of the financing structure, the innovation of the system model, the standardization of the fund management and so on. The promotion and implementation of the new rural social endowment insurance system in China has provided an important solution for the overall development of rural economy and society and the old-age pension of the rural elderly population, and has produced important social benefits, mainly reflected in the basic protection. Wide coverage, fundamentally solve the problem of rural population pension; It is urgent to protect, promote equity, promote the balanced development of rural economy and society, face up to the difference, adapt measures to local conditions, and ensure the sustainable development of the new rural insurance system. The elderly population over 60 in Heshan is increasing at an annual rate of about 3 percent. By 2013, the number of elderly over 60 years old has reached 56000, accounting for 15.2 percent of the city's household registration population. This article will take Heshan as an example, from the development course of rural social endowment insurance in Heshan city, analyzes the existing problems and shortcomings, mainly shows that the service facilities of rural social endowment insurance are not perfect enough. The supply capacity of the traditional old-age care model with family pension as the main way is weakened, the government and collective investment is insufficient, and the level of rural security is low. In the new period, under the background of building a harmonious society, the overall goal of establishing and perfecting the new rural social endowment insurance system in Heshan should be guided by the scientific development concept and the governing idea of people-oriented put forward by the 17th National Congress of the Communist Party of China. Gradually establishing a clear responsibility of the government, based on social insurance that embodies individual responsibility, with extensive participation of all sectors of society, coordination of operations, implementation of funds, standardization of management, and sound network, The unified mode of the rural social endowment insurance system, which is compatible with the level of economic development, effectively protects the basic pension rights and interests of the rural population, and promotes the stability of the rural society and the harmonious development of the economic society. And finally realize the basic old-age insurance system in line with the urban and rural areas to complete the ultimate goal of pension insurance system.
【学位授予单位】：华南理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89
本文编号：2308282
[Abstract]:The rural social old-age insurance system refers to the rural economic organization, which is organized and managed by the competent government departments in order to protect the basic life of rural workers in old age. Collective institution and every profession laborer undertake endowment insurance premium to pay obligation jointly, laborer is in old age according to endowment insurance premium pay condition enjoys basic endowment insurance treatment rural social security system. Rural social endowment insurance, as a public product provided to farmers, includes political and social attributes. These two basic attributes can exist in a single form and influence and amplify the effects of social endowment insurance system. It is also possible for the two attributes to coexist and act on each other and to determine and restrict the development of the rural social endowment insurance system in the process of profound contradiction deduction and change in the field of social politics and economy in a certain period of time. The establishment of the new rural social endowment insurance system in our country is a major breakthrough in the development of the rural social endowment insurance system in our country. It is a popular project that the broad masses have been expecting for a long time. It has many advantages and characteristics compared with the "old peasant insurance". It mainly shows the universality of the insured object, the flexibility of the financing structure, the innovation of the system model, the standardization of the fund management and so on. The promotion and implementation of the new rural social endowment insurance system in China has provided an important solution for the overall development of rural economy and society and the old-age pension of the rural elderly population, and has produced important social benefits, mainly reflected in the basic protection. Wide coverage, fundamentally solve the problem of rural population pension; It is urgent to protect, promote equity, promote the balanced development of rural economy and society, face up to the difference, adapt measures to local conditions, and ensure the sustainable development of the new rural insurance system. The elderly population over 60 in Heshan is increasing at an annual rate of about 3 percent. By 2013, the number of elderly over 60 years old has reached 56000, accounting for 15.2 percent of the city's household registration population. This article will take Heshan as an example, from the development course of rural social endowment insurance in Heshan city, analyzes the existing problems and shortcomings, mainly shows that the service facilities of rural social endowment insurance are not perfect enough. The supply capacity of the traditional old-age care model with family pension as the main way is weakened, the government and collective investment is insufficient, and the level of rural security is low. In the new period, under the background of building a harmonious society, the overall goal of establishing and perfecting the new rural social endowment insurance system in Heshan should be guided by the scientific development concept and the governing idea of people-oriented put forward by the 17th National Congress of the Communist Party of China. Gradually establishing a clear responsibility of the government, based on social insurance that embodies individual responsibility, with extensive participation of all sectors of society, coordination of operations, implementation of funds, standardization of management, and sound network, The unified mode of the rural social endowment insurance system, which is compatible with the level of economic development, effectively protects the basic pension rights and interests of the rural population, and promotes the stability of the rural society and the harmonious development of the economic society. And finally realize the basic old-age insurance system in line with the urban and rural areas to complete the ultimate goal of pension insurance system.
【学位授予单位】：华南理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89
【参考文献】
相关期刊论文 前5条
1 杨一帆;;中国农村社会养老保险制度的困境、反思与展望——基于城乡统筹发展视角的研究[J];人口与经济;2009年01期
2 黄小莉;制度变迁中的农村养老保险:问题与对策[J];沙洋师范高等专科学校学报;2004年06期
3 赵晓霞,李霞;我国农村社会养老保险的制度缺陷与对策分析[J];乡镇经济;2005年06期
4 褚福灵;;新农保:改革目标与制度框架[J];中国社会保障;2009年11期
5 王以才;谁来赡养中国老农?──农村社会养老保险的现状、问题及措施[J];中外管理导报;1999年02期
本文编号：2308282
本文链接：https://www.wllwen.com/jingjilunwen/zhengzhijingjixuelunwen/2308282.html
