安徽省农村金融发展与城乡居民收入差距的关系研究

发布时间：2018-01-16 05:12

本文关键词：安徽省农村金融发展与城乡居民收入差距的关系研究　出处：《上海师范大学》2013年硕士论文　论文类型：学位论文

【摘要】：改革开放以来,安徽省经济取得了飞速发展,居民生活水平得到了极大的改善。但伴随着经济的腾飞,安徽省城乡居民收入差距也显现先缩小后出扩大的趋势。这种趋势的出现,意味着收入分配的不公是政府和社会急需解决的问题。影响城乡收入差距的因素很多,农村金融发展是其中较重要的一个。本文将对安徽省农村金融发展与城乡收入差距关系进行研究,探索其影响机制,并从金融视角提出相应的缩小城乡居民收入差距的政策建议。本文首先阐述了研究意义与背景,研究方法以及可能的创新与不足。然后本文通过对农村金融发展理论以及城乡收入差距相关理论的全面梳理和总结。在此基础上，立了研究两者关系的理论分析框架。其次本文对安徽省农村金融发展与城乡收入差距现状进行描述性分析，过对安徽省农村金融发展和城乡收入差距演变过程的分析指出其当前存在的不足。再者，基于实际统计数据，本文建立了VAR模型，通过实证研究了安徽农村金融发展对于城乡收入差距的影响。分析实证结果可以得出：安徽省农村金融发展相对规模对城乡居民收入差距的影响的系数为正；农村金融资源转化率的效率对城乡收入差距的影响系数为负；农村贷款配置效率对城乡收入差距影响系数为负。最后本文对实证结果进行了分析，并针对性的给出政策建议用以解决安徽省城乡收入差距扩大问题。包括遏制农村金融资源流失、改善农村金融环境，，提高农村金融市场效率、统筹城乡金融发展一体化等。
[Abstract]:Since the reform and opening up, the economy of Anhui Province has made rapid development, the standard of living of residents has been greatly improved, but with the rapid development of the economy. The income gap between urban and rural residents in Anhui Province also shows the trend of first narrowing and then expanding. It means that the unfair distribution of income is an urgent problem for the government and society. There are many factors that affect the income gap between urban and rural areas. Rural financial development is one of the more important. This paper will study the relationship between rural financial development and urban-rural income gap in Anhui Province, and explore its impact mechanism. And from the financial angle of view, the corresponding policy recommendations to narrow the income gap between urban and rural residents. This paper first describes the significance and background of the research, research methods and possible innovations and shortcomings. The article through the rural financial development theory and urban-rural income gap related theories of a comprehensive comb and summary. On this basis. Secondly, this paper describes the current situation of rural financial development and urban-rural income gap in Anhui Province. This paper analyzes the development of rural finance and the evolution of urban-rural income gap in Anhui Province, and points out its current shortcomings. Furthermore, based on the actual statistical data, this paper establishes the VAR model. Through the empirical study of the impact of Anhui rural financial development on the urban-rural income gap, the empirical results can be drawn: the relative scale of rural financial development in Anhui Province has a positive impact on the income gap between urban and rural residents; The influence coefficient of rural financial resource conversion efficiency on urban-rural income gap is negative; The impact coefficient of rural loan allocation efficiency on urban-rural income gap is negative. Finally, this paper analyzes the empirical results. And targeted to give policy recommendations to solve the problem of widening the urban-rural income gap in Anhui Province, including curbing the loss of rural financial resources, improving the rural financial environment, improving the efficiency of rural financial markets. As a whole, the integration of urban and rural financial development.
【学位授予单位】：上海师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F127;F832.7

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