河北省金融发展对经济增长的影响研究

发布时间：2018-04-09 10:03

本文选题：金融发展　切入点：经济增长　出处：《哈尔滨商业大学》2013年硕士论文

【摘要】：金融发展与经济增长的关系问题一直都是金融发展理论的核心内容,国内外关于此方面的研究著作也比较多。大量的文献研究表明,金融发展是促进经济增长的一个重要原因,河北省作为华北地区毗邻京津的崛起大省,在金融机制改革的关键时期,金融发展与经济增长存在何种依存关系?金融发展的各个因素如何促进经济的增长,影响程度有多大?本文主要以实证分析的形式对河北省金融发展对经济增长的影响进行研究,以期得到初步的回答。关于河北省金融发展与经济增长的研究具有很大的现实意义,不同于全国性的宏观研究,河北省金融发展既具有全国金融发展的共性,又具有其独特性,因此我们对河北省金融发展各指标数据的研究对于区域金融的研究意义重大,研究结论除了可以指导河北地区的金融产业建设以外,也可为其他地区金融产业的发展提供借鉴意义。本文大致可以分为绪论、理论综述、现状分析、实证分析和政策建议五个部分。绪论部分首先明确本文所研究的问题,简要说明研究背景及研究意义、研究方法以及思路；理论综述部分主要是对国内外金融发展和经济增长的相关文献进行了回顾,并陈述了不同经济学家关于金融发展和经济增长相互传导机制的观点；现状分析部分主要针对的是河北省金融与经济发展的实际,对发展状况进行了宏观描述,以第二章为理论基础；实证分析部分运用平稳性检验、协整分析和格兰杰因果检验模型对河北省金融发展与经济增长的关系进行实证分析；最后一章在前几章的基础上提出相应的政策建议,对本研究的结论进行了总结,将模型的实证分析结果与当前河北省的发展实际相结合,寻求一条在现有金融体系下促进河北省经济增长的金融发展途径。本文深入到河北省区域来分析金融发展与经济增长之间的关系,而不是仅仅从国家宏观角度进行分析,这种研究视角可以使我们的目的更加明确,认识也更加全面,即仅仅在河北省范围以内,研究其自身金融发展对经济增长的作用机理,并结合实际发展情况提出可行性的政策建议。在研究过程中,结合河北省金融发展和经济增长的情况,运用了金融机构存贷款余额、证券市场交易额、保费收入、金融相关比率、保险市场深度等多项金融发展指标,而经济增长的指标用人均实际GDP的增长率来表示,在实际研究过程中,既进行定性的理论描述,又进行定量的实证分析,并且从多个层面用计量分析的方法阐明河北省金融发展与经济增长的关系。
[Abstract]:The relationship between financial development and economic growth has always been the core content of financial development theory.A large number of literature studies have shown that financial development is an important reason for promoting economic growth. Hebei Province, as a rising province adjacent to Beijing and Tianjin in North China, was in the crucial period of financial mechanism reform.What is the relationship between financial development and economic growth?How and to what extent do various factors of financial development promote economic growth?In this paper, the impact of financial development on economic growth in Hebei Province is studied in the form of empirical analysis, in order to get a preliminary answer.The research on the financial development and economic growth of Hebei Province has great practical significance. Different from the national macro research, the financial development of Hebei Province has both the commonness and the uniqueness of the national financial development.Therefore, our research on the index data of financial development in Hebei Province is of great significance to the research of regional finance. The conclusion of the study can not only guide the construction of financial industry in Hebei, but also guide the construction of financial industry in Hebei Province.It can also provide reference for the development of financial industry in other regions.This paper can be divided into five parts: introduction, theoretical review, current situation analysis, empirical analysis and policy recommendations.The introduction part firstly clarifies the problems studied in this paper, briefly explains the research background and research significance, the research method and the train of thought; the theoretical summary part mainly reviews the domestic and foreign financial development and the economic growth related literature, the theoretical summary part mainly carries on the review to the domestic and foreign financial development and the economic growth related literature.It also states the views of different economists on the mutual transmission mechanism between financial development and economic growth. The present situation analysis mainly focuses on the reality of financial and economic development in Hebei Province, and gives a macro description of the development situation.Based on the second chapter, the empirical analysis part uses the stationary test, cointegration analysis and Granger causality test model to analyze the relationship between financial development and economic growth in Hebei Province.The last chapter puts forward the corresponding policy recommendations on the basis of the previous chapters, summarizes the conclusions of this study, and combines the results of empirical analysis of the model with the actual development of Hebei Province.To seek a way to promote the economic growth of Hebei Province under the existing financial system.This paper goes deep into the region of Hebei Province to analyze the relationship between financial development and economic growth, not just from the macro perspective of the country. This kind of research perspective can make our purpose clearer and our understanding more comprehensive.That is to say, only within the scope of Hebei Province, the mechanism of its own financial development on economic growth is studied, and the feasible policy suggestions are put forward according to the actual development situation.In the course of the research, combined with the financial development and economic growth in Hebei Province, the financial development indicators such as the balance of deposits and loans of financial institutions, the trading volume of the securities market, the premium income, the ratio of financial correlation, the depth of the insurance market, and so on, were used.The index of economic growth is expressed by the growth rate of real GDP per capita. In the process of practical research, both qualitative theoretical description and quantitative empirical analysis are carried out.The relationship between financial development and economic growth in Hebei Province is illustrated by means of econometric analysis at various levels.
【学位授予单位】：哈尔滨商业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.7;F127;F224

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