广东金融发展不平衡对城乡收入差距的影响研究

发布时间：2018-11-26 10:42

【摘要】：随着经济的发展，中国的金融体系也得到了不断的深化。在过去改革开放的几十年里，中国从单一金融体系过渡到了多层次金融体系，同时收入分配不平等也逐步显现，特别是城乡收入差距不断扩大。这两者之间在时间上的一致性，让我们不禁联想到两者的相关性。基于这样的背景，本文以广东省这个改革开放的前沿阵地作为研究主体，结合金融发展理论和区域经济理论，对广东省金融发展与城乡收入差距的关系进行探讨。从文献上来看，两者之间的关系存在没有统一的定论，对于从区域角度来研究的文献也不多，本文的研究一方面能够为改革提供理论和事实依据，一方面提出相关的政策建议，具有现实意义。本文结构上可以分为五个章节，是基于整体—发散—整体的思路构建的框架。第一章为序言，第二章为金融发展影响城乡收入差距的理论基础；第三章为一般现实背景分析；第四章为实证检验分析，是对前面理论和背景分析的数理模型检验。最后，文章的末尾结合全文的分析结论，提出相关的政策建议。基于全文的分析，本文认为广东省金融发展对城乡收入差距有着显著的扩大作用。金融发展带来的非均衡经济增长、金融服务的差异性和金融危机引发的分配效应是广东金融发展影响城乡收入差距扩大的重要传导机制。门槛效应与人力资本效应也促使了金融发展对广东城乡收入差距的扩大。此外，广东的金融发展滞后于其经济地位，人力资本投入也因各种原因无法发挥缩小收入差距的再分配效应。针对这些结论，，本文提出了相关的政策建议。
[Abstract]:With the development of economy, China's financial system has been deepened. In the past decades of reform and opening up, China has transformed from a single financial system to a multi-level financial system, and income distribution inequality has gradually appeared, especially the widening income gap between urban and rural areas. The consistency between the two in time, we can not help thinking of the correlation between the two. Based on this background, this paper discusses the relationship between financial development and urban-rural income gap in Guangdong Province, which is the front position of reform and opening up in Guangdong Province, combined with financial development theory and regional economic theory. From the literature point of view, there is no unified conclusion on the relationship between the two, and there is not much literature to study from a regional perspective. On the one hand, the research in this paper can provide theoretical and factual basis for the reform, on the other hand, it puts forward relevant policy recommendations. It is of practical significance. The structure of this paper can be divided into five chapters, which is based on the whole-divergent-holistic framework. The first chapter is the preface, the second chapter is the theoretical basis of the financial development affecting the urban-rural income gap; the third chapter is the general reality background analysis; the fourth chapter is the empirical test analysis, is the mathematical model test of the previous theory and background analysis. At the end of the article, the author puts forward some policy suggestions combined with the analysis of the full text. Based on the analysis of the full text, this paper argues that the financial development of Guangdong Province has a significant effect on the widening of the income gap between urban and rural areas. The unbalanced economic growth caused by financial development, the difference of financial services and the distribution effect caused by financial crisis are the important transmission mechanism of financial development in Guangdong to influence the widening of income gap between urban and rural areas. Threshold effect and human capital effect also promote financial development to widen the income gap between urban and rural areas in Guangdong. In addition, the financial development of Guangdong lags behind its economic status, and human capital investment can not play the redistribution effect of narrowing the income gap for various reasons. In view of these conclusions, this paper puts forward the relevant policy recommendations.
【学位授予单位】：华南理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.7;F124.7

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