绿色金融视角下农业循环经济发展的政策支持研究——以河北省为例

发布时间：2019-07-27 09:22

【摘要】：[目的]循环经济模式已经成为当今农业经济增长的主要方式,在农业区域循环经济持续发展过程中充分发挥金融支持作用,优化制定农业循环经济协调发展的金融支持战略,有助于实现农业区域循环经济的可持续发展。[方法]采用问卷调查法对河北省农村地区的部分企业、农户和金融机构针对目前主要融资渠道、对绿色金融政策和产品的了解程度及绿色金融支持现状等方面进行分析研究。[结果]调查结果显示,被调查的农户和企业大部分均有融资需求,但目前河北省大部分农户和企业并不了解当地绿色金融相关政策和相关产品,其中37.5%农村企业目前主要的融资方式为银行贷款,而85%农户主要通过民间借贷和亲友间无偿借款的融资方式,农村地区金融机构提供的绿色金融产品以绿色信贷为主,绿色保险、绿色证券涉及较少,导致农村融资渠道受限。[结论]深化企业和农户对绿色金融政策和产品的认识和了解、完善绿色金融政策支持机制和法律法规体系,不断丰富绿色金融产品种类和融资渠道,能够为促进农村经济的可持续发展提供理论基础,对农业循环经济与生态环境的双赢、可持续发展起到重要作用。
[Abstract]:[objective] Circular economy model has become the main way of agricultural economic growth nowadays. It is helpful to realize the sustainable development of agricultural regional circular economy by giving full play to the role of financial support in the process of sustainable development of agricultural regional circular economy and optimizing the formulation of financial support strategy for the coordinated development of agricultural circular economy. [methods] A questionnaire survey was used to analyze and study the main financing channels, the understanding of green financial policies and products and the present situation of green financial support in some enterprises, farmers and financial institutions in rural areas of Hebei Province. [results] the results of the survey show that most of the farmers and enterprises surveyed have financing needs, but at present, most farmers and enterprises in Hebei Province do not understand the local green financial policies and related products. 37.5% of the rural enterprises are currently mainly financed by bank loans, while 85% of the farmers are mainly financed through private loans and free loans between relatives and friends. The green financial products provided by rural financial institutions are mainly green credit, green insurance and green securities are less involved, which leads to the limitation of rural financing channels. [conclusion] deepening the understanding and understanding of green financial policies and products, perfecting the supporting mechanism of green financial policies and laws and regulations, and constantly enriching the types and financing channels of green financial products can provide a theoretical basis for promoting the sustainable development of rural economy, and play an important role in the win-win and sustainable development of agricultural circular economy and ecological environment.
【作者单位】：中国邮政集团公司培训中心石家庄邮电职业技术学院;
【基金】：河北省科学技术厅科技计划项目“京津冀协同发展背景下河北省绿色金融发展路径优化研究”(154576281)
【分类号】：F323.22

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