邮储银行损益分析系统的设计与实现

发布时间：2018-03-16 10:32

本文选题：损益分析　切入点：C/S体系结构　出处：《天津大学》2016年硕士论文　论文类型：学位论文

【摘要】：随着我国经济进入新常态,对于银行业来说单纯依靠资产扩张的传统盈利模式已难以为继。优化内部管理手段是提升经营效率、增加盈利能力的必要条件。网络信息型服务技术的发展,金融领域信息化的不断深入,依托信息平台为谋求银行业务转型、优化管理提供了研究的可能,以什么样的方式应用传统管理会计理论,结合信息系统建设,建立统一的盈利计量方法,有针对性地进行损益分析,细化产品盈利性分析,为调整产品定价、锁定销售对象等提供支持,已成为银行业争相研究的方向。本文以邮政储蓄银行为研究对象,针对邮储银行管理基础相对薄弱,财务管理的手段相对单一的问题,充分利用现有的数据和资源,使用Java为系统开发工具,以客户端/服务器作为基本开发模式,采用Oracle数据库为底层数据库,设计实现一个能够针对银行网点、产品、条线进行损益核算分析的损益分析系统。该系统用以核算并分析出各单位、各条线、各产品的损益结果,反映和评价产品、网点、条线的盈利性,能够实现对产品的合理定价,对支行和条线的真实评价,有效提升考评的科学性,真正实现向管理要效益。本文从系统开发所涉及的关键技术作为文章展开的入口,接下来先后从详细的系统开发需求、各功能模块需求入手,采用结构化系统开发方法,由总体到各划分的功能子模块一步步深入地描述各模块功能,最后对各模块进行功能的实现,并结合现行的软件测试手段对系统进行了全方面的测试。系统主要实现了信息录入、报销管理、收入管理、报表生成等功能,先进的设计理念与开发技术相结合,提高了系统的稳定性、可靠性和可维护性,可以满足邮储银行对于财务信息化管理的需求,提高财务管理的效率。
[Abstract]:As China's economy enters the new normal, it is difficult for the banking industry to rely solely on the traditional profit model of asset expansion. The necessary conditions for increasing profitability, the development of network information service technology and the deepening of information technology in the financial field, provide the possibility of research on the information platform for the transformation of banking business and the optimization of management. How to apply the traditional management accounting theory, combine with the construction of information system, establish a unified profit measurement method, conduct profit and loss analysis in a targeted way, refine the profit-making analysis of the product, and set the price for adjusting the product, It has become the research direction of banking industry to lock in the sales target and to provide support. In this paper, the Postal savings Bank is taken as the research object, aiming at the relatively weak management foundation of Postal savings Bank and the relatively single means of financial management. Make full use of the existing data and resources, use Java as the system development tool, take the client / server as the basic development mode, adopt the Oracle database as the underlying database, design and implement a bank network, product, The system is used to calculate and analyze the profit and loss results of various units, lines and products, to reflect and evaluate the profitability of the products, points and lines, and to realize the reasonable pricing of the products. The true evaluation of branches and lines can effectively enhance the scientific nature of the evaluation and truly realize the benefits from management. This paper starts with the key technologies involved in the system development as the entry point of the article, and then starts with the detailed system development requirements. Starting with the requirements of each functional module, using the method of structured system development, the functions of each module are described step by step from the overall to the divided functional sub-modules. Finally, the function of each module is realized. The system mainly realizes the functions of information entry, reimbursement management, income management, report form generation and so on, and combines advanced design idea with development technology. It improves the stability, reliability and maintainability of the system. It can meet the needs of postal savings bank for financial information management and improve the efficiency of financial management.
【学位授予单位】：天津大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52

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