论中国适度普惠型老年津贴制度的构建

发布时间：2018-06-03 15:31

本文选题：老年津贴 + 适度　；参考：《华中科技大学》2015年硕士论文

【摘要】：在我国老龄化不断发展的背景下,老龄化本身以及传统养老方式的变化带来的养老压力,老年人养老需求层次的提高,使得老年人的养老问题成为关注的焦点。虽然我国的基本养老保险制度在改革中不断发展完善,实现了制度全覆盖,不过老年人的养老金替代率水平呈下降的态势,特别是城乡居民基本养老保险制度还没有达到显著的保障水平和效果,为老年人提供的保障资源十分有限。各地开始探索实践的高龄津贴制度和国外老年津贴制度为我国适度普惠型老年津贴制度的建立提供了现实的借鉴。本文通过对各地高龄津贴制度实践的回顾、分析和总结,运用政策分析法从资格条件、津贴待遇标准、资金的筹集、管理方式等方面总结了高龄津贴制度实践的积极经验:包括循序渐进降低资格条件、按照年龄阶段分档发放,注重加强信息管理等方面,以及存在的待遇标准差异大、资金难以保证等问题;运用定性和定量相结合的方法,利用相关的数据资料对构建适度普惠型老年津贴制度的必要性和可行性进行了论述且设计了两个方案,并以此提出我国构建适度普惠型老年津贴制度的目标是定位于所有老年人,并要坚持城乡统筹,循序渐进、逐步降低资格条件和适度普惠等原则,提出了老年津贴制度的构建应该从加快制度立法,统一制度设计、建立合理的财政分担机制和与其他制度相协调的具体建议和思路,以期能够适当提高老年人的养老保障水平和层次。
[Abstract]:Under the background of aging in our country, the aging itself and the change of the traditional old-age way bring about the pressure of the aged, and the improvement of the level of the aged's demand for the aged, which makes the old-age problem of the elderly become the focus of attention. Although the basic old-age insurance system of our country has been continuously developed and perfected in the course of the reform, it has achieved full coverage of the system, but the level of the old-age pension replacement rate has shown a declining trend. Especially the basic old-age insurance system for urban and rural residents has not reached a significant level of security and effect, the security resources for the elderly are very limited. The practice of the old age allowance system and the overseas old-age allowance system have provided a practical reference for the establishment of the moderate inclusive old-age allowance system in China. By reviewing the practice of the Old Age Allowance system in various places, this paper analyzes and summarizes it, and applies the policy analysis method to raise funds from the aspects of qualification conditions, allowance treatment standards, fund raising, etc. This paper summarizes the positive experience in the practice of the Old Age Allowance system in terms of management methods, including gradually lowering eligibility conditions, distributing according to age, paying attention to strengthening information management, and the existence of large differences in treatment standards. The paper discusses the necessity and feasibility of constructing a moderately inclusive old-age benefit system by using qualitative and quantitative methods and relevant data, and designs two schemes. Based on this, the paper points out that the goal of constructing the moderate inclusive old-age allowance system in our country is to target at all the elderly, and to adhere to the principles of urban and rural planning, gradual and gradual reduction of eligibility conditions and moderate inclusiveness, etc. The paper puts forward that the construction of the old-age allowance system should be carried out by speeding up the system legislation, unifying the system design, establishing a reasonable financial sharing mechanism and coordinating with other systems. In order to properly improve the level and level of old-age security for the elderly.
【学位授予单位】：华中科技大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D669.6

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