“三农”问题的解决与农村金融体制改革

发布时间：2018-03-23 21:10

本文选题：“三农”问题　切入点：农业产业化　出处：《苏州大学》2003年硕士论文

【摘要】：金融是现代经济的核心，，在经济发展中发挥越来越重要的、先导性作用。我国农村金融制度的改革相对滞后，在一定程度上制约了农村金融乃至整个农村经济的发展。农村、农业和农民问题成为研究的焦点。“三农”问题的核心是农民收入增长趋缓和农村剩余劳动力的安置。本文采用实证研究与规范研究相结合的方法，论证了农民收入增长趋缓，城乡差距进一步扩大的现状，进而分析导致该现状的原因，最后从农村市场金融深化的角度提出应转换思路，加强金融支农，特别是农业产业化的力度，加快农村信用社的产权制度和组织制度改革，推动农村金融组织向多元化、农村金融市场向规范化发展。文章通过实证研究论证了农村金融供给不足的论点。解决问题的途径和措施部分采用规范研究的方法，可行的政策建议与问题的成因相对应。论文为从金融角度有效地解决“三农”问题提供了有力的理论指导和政策建议。
[Abstract]:Finance is the core of modern economy and plays a more and more important and leading role in economic development. The reform of rural financial system in China lags behind to a certain extent, which restricts the development of rural finance and even the whole rural economy. Agriculture and farmers have become the focus of the research. The core of the "three rural" problem is that the increase of farmers' income tends to ease the placement of rural surplus labor force. By combining empirical research with normative research, this paper demonstrates the current situation of the slow growth of farmers' income and the further expansion of the gap between urban and rural areas, and then analyzes the reasons leading to this situation. Finally, from the angle of the deepening of rural market finance, the author puts forward some ideas, such as strengthening the financial support for agriculture, especially the industrialization of agriculture, speeding up the reform of the property right system and organization system of rural credit cooperatives, and promoting the diversification of rural financial organizations. Rural financial market to standardize development. This paper proves the argument of insufficient supply of rural finance through empirical research. The ways and measures to solve the problem are based on the method of normative research. The feasible policy suggestions correspond to the causes of the problems. This paper provides effective theoretical guidance and policy advice for effectively solving the problems of agriculture, countryside and farmers from the financial point of view.
【学位授予单位】：苏州大学
【学位级别】：硕士
【学位授予年份】：2003
【分类号】：F320;F832.1

【引证文献】