泉州市失业保险功能优化研究

发布时间：2018-04-13 15:14

本文选题：失业保险 + 功能优化　；参考：《华侨大学》2017年硕士论文

【摘要】：失业保险是强制性的社会保险制度,是指社会通过共同成立的基金,扶助因为没有工作而失去收入来源的劳动人员。在经济大发展和劳动力市场化的背景下产生的失业保险,属于社会保险的重要险种,与其他险种共同构建出社会保障体系。从功能上看失业保险的功能在不断的健全完善,建立之初仅有保障失业人员基本生活的功能,随着改革开放和经济发展,扩大到了促进失业人员就业的功能,近年来,我国经济形势复杂多变,预防失业功能也急需不断完善,失业保险三大功能的优化,既符合失业保险的改革方向,也有利于维护经济和社会的稳定。在宏观经济总体低迷,失业群体不断扩大的形势下,本文采用文献研究法和比较分析法对泉州市失业保险功能进行深入分析和研究。目前,泉州市失业保险的生活保障功能已逐步健全并发挥作用,通过保险金发放等政策为失业人员在遭遇失业时减轻冲击。同时,促进就业和预防失业的功能建设已起步。但是,失业保险功能依然暴露出种种问题,瞄准率低、缴费水平和享受权利不对等、待遇过低导致其保障生活功能实现不足,职业培训、小额担保等优惠政策条件苛刻导致促进就业功能难以施展,起步较晚、事前调控机制不足导致预防失业功能收效甚微。总体来看,仅保障生活这项基础性功能获得一定成效,促进就业的主体功能和预防失业的提升功能都没有发挥其应有的作用,失业保险功能结构出现失衡。本文通过借鉴国内外地方政府的先进经验,结合结构功能主义理论,探讨泉州市失业保险功能的改革方向和具体路径,力争构建以保障生活功能为基础,促进就业功能为主体,预防失业功能为提升的优化结构,有助于发挥失业保险在社会结构中的“安全网”和“稳定器”作用。
[Abstract]:Unemployment insurance is a compulsory social insurance system, it refers to the society through the joint establishment of funds, support for the lack of work and loss of income sources of labor.Unemployment insurance, which is produced under the background of economic development and labor force marketization, belongs to the important kind of social insurance, and constructs the social security system together with other kinds of insurance.From a functional point of view, the function of unemployment insurance is constantly improving. At the beginning of its establishment, it had only the function of protecting the basic life of the unemployed. With the reform and opening up and economic development, it has expanded to the function of promoting the employment of the unemployed. In recent years,China's economic situation is complex and changeable, and the function of preventing unemployment is in urgent need of perfection. The optimization of the three functions of unemployment insurance is not only in line with the reform direction of unemployment insurance, but also conducive to the maintenance of economic and social stability.Under the situation of the overall economic downturn and the expansion of the unemployment group, this paper makes a deep analysis and research on the function of the unemployment insurance in Quanzhou City by using the literature research method and the comparative analysis method.At present, the life security function of the unemployment insurance in Quanzhou City has been gradually improved and played a role in alleviating the impact on the unemployed when they encounter unemployment through policies such as the payment of insurance funds.At the same time, the function of promoting employment and preventing unemployment has started.However, the function of unemployment insurance still exposes a variety of problems, such as low targeting rate, unequal payment level and enjoyment rights, too low treatment, insufficient realization of the function of guaranteeing life, and vocational training.The harsh conditions of preferential policies such as small amount guarantee make it difficult to develop the function of promoting employment, start late, and the lack of prior regulation mechanism leads to little effect of preventing unemployment.On the whole, the basic function of protecting life has got certain effect, the main function of promoting employment and the function of promoting preventing unemployment have not played their due role, and the function structure of unemployment insurance has been out of balance.Based on the advanced experience of local governments at home and abroad and the theory of structural functionalism, this paper probes into the reform direction and specific path of the function of unemployment insurance in Quanzhou, and strives to construct the function of ensuring life as the foundation and promoting the function of employment as the main body.The function of unemployment prevention is an optimized structure to promote unemployment insurance, which is helpful to play the role of "safety net" and "stabilizer" in the social structure of unemployment insurance.
【学位授予单位】：华侨大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.61

【参考文献】