基于对经济增长影响的我国社会保障制度健全研究

发布时间：2018-04-29 16:13

本文选题：经济增长 + 社会保障　；参考：《重庆理工大学》2010年硕士论文

【摘要】：改革开放以来,我国经济总量显著增加,国内生产总值和人均国内生产总值保持了很高的增长率。与此同时,作为社会“稳定器”和“安全网”的社会保障制度也取得了长足进步。然而,从经济进一步发展方面来看,经济增长面临着内需不足和储蓄率居高不下等问题,全球性的国际金融危机加剧了这种矛盾。为了应对国际金融危机,促进经济平稳较快发展,我国全面实施了促进经济平稳较快发展的一揽子计划,大规模增加政府投资。但从长远来看,积极扩大国内需求,特别是消费需求,增强内需,对经济增长的拉动作用才是更关键的因素。储蓄率偏高对于经济增长有害无益。一方面,储蓄率居高不下,会挤压消费,不利于提高人民生活水平;另一方面,由于边际投资收益递减规律,存在一个最优储蓄率。当实际储蓄率高于最优储蓄率时,降低储蓄率将成为一个帕累托改进。我国社会保障制度不健全是储蓄率居高不下的重要原因。完善我国的社会保障制度体系,长期内能够增强人民的消费信心,促进社会消费需求,降低社会储蓄率,从而推动经济实现长期稳定增长,具有一箭双雕的作用和效果。本文研究路径为:完善社会保障制度——居民预期未来收入增加——降低预防性储蓄、现期消费增加——经济增长。笔者将社会保障促进经济增长的这种效应称为社会保障的福利效应。而且,“福利效应”对于低收入阶层的影响最为显著。基于“福利效应”,本文总结了目前我国社会保障制度存在的突出问题,并提出了我国建设和完善我国社会保障制度的改革方向。
[Abstract]:Since the reform and opening - up , China ' s total economic volume has increased significantly , GDP and GDP per capita have maintained a high rate of growth . At the same time , the social security system as " stabilizer " and " safety net " has made great progress . However , in view of the further development of economy , the economic growth faces the problems of insufficient domestic demand and high savings rate , and the global financial crisis has intensified the contradiction .

In order to deal with the international financial crisis and promote the smooth and rapid development of the economy , our country has fully implemented a package of plans to promote the development of the economy smoothly and increase the investment of the government on a large scale . However , in the long run , the domestic demand , especially the consumption demand , the demand for consumption , the enhancement of domestic demand , and the pulling effect on economic growth are more critical factors .

On the other hand , as the actual savings rate is higher than the optimal storage rate , the savings rate will become a Pareto improvement .

In order to improve the social security system , we can strengthen the consumer confidence of the people , promote the demand of social consumption , reduce the social savings rate , thus promote the long - term stable growth of the economy , and have the function and effect of a double - stone carving . The research path is : perfecting the social security system _ the residents ' expected future income increases _ reducing the preventive savings , the current consumption increases _ economic growth .

【学位授予单位】：重庆理工大学
【学位级别】：硕士
【学位授予年份】：2010
【分类号】：F124;D632.1

【引证文献】