辽宁城乡居民养老金供需平衡问题研究

发布时间：2018-05-29 15:17

本文选题：城乡居民养老保险 + 养老金需求　；参考：《辽宁大学》2016年硕士论文

【摘要】：随着人口老龄化程度的不断加深,如何实现科学可持续的养老,已经成为世界各国必须直面的课题。建国以来我国对于人口老龄化的防范工作从未停止,先后出台了企业职工基本养老保险制度、新型农村社会养老保险制度和城镇居民社会养老保险制度。2014年为了建立覆盖全体居民的社会保障体系,我国政府大胆创新决定建立统一的城乡居民基本养老保险制度。同年辽宁省积极落实国家政策正式实施城乡居民基本养老保险制度。从而有效地解决了长期以来农村和城镇无收入的居民缺乏稳定制度保障的问题。然而,当前如何实现城乡居民基本养老保险的健康可持续发展已经成为辽宁省必须解决的问题。本文以辽宁省城乡居民养老金的需求和供给的测算数据为基础,得出城乡居民养老金的供需缺口。需要特别指出的是本文所要测算的养老金需求是指可以帮助城乡居民过上有尊严的生活的基本生活支出,不止局限于最基本的食品支出和衣着支出。随后本文通过构建回归模型对辽宁省的财政收入状况进行预测,与此同时利用适度的财政支出速度对辽宁省的财政支出状况进行预测。最终利用上述数据从四大方面对辽宁省财政的城乡居民养老金供需负担水平进行实证研究。基于国际经验得出我省财政对于城乡居民养老保险的支出水平较低的研究结论。本文提出通过优化财政支出结构、设立科学的基础养老金调节机制等措施以达到弥补城乡居民养老金供需缺口的目标,为辽宁省政府制定科学、有效的养老保险政策提供理论依据。从而提高辽宁省城乡老年人的生活质量,使其共享经济发展的成果。
[Abstract]:With the deepening of the aging of the population, how to achieve a scientific and sustainable pension has become a problem that countries all over the world must face directly. Since the founding of the people's Republic of China, China has never stopped its efforts to prevent the aging of the population, and has successively introduced the basic old-age insurance system for enterprise workers. In 2014, in order to establish a social security system covering all the residents, our government decided to establish a unified basic old-age insurance system for urban and rural residents. In the same year, Liaoning Province actively implemented the national policy to formally implement the basic endowment insurance system for urban and rural residents. It effectively solves the problem that the rural and urban residents who have no income have no stable system for a long time. However, how to realize the sustainable development of basic old-age insurance for urban and rural residents has become a problem that must be solved in Liaoning Province. Based on the data of demand and supply of urban and rural residents' pension in Liaoning province, the gap between supply and demand of urban and rural residents' pension is obtained. It should be pointed out in particular that the pension needs to be calculated in this paper refer to the basic living expenses which can help urban and rural residents to lead a dignified life, not only in the most basic expenditures on food and clothing. Then this paper builds a regression model to forecast the fiscal revenue of Liaoning Province, and at the same time forecasts the fiscal expenditure status of Liaoning Province by using the moderate expenditure speed. Finally, using the above data, this paper makes an empirical study on the burden of pension supply and demand of urban and rural residents in Liaoning Province from four aspects. Based on the international experience, the paper draws the conclusion that the expenditure level of rural and urban residents' endowment insurance is low. This paper puts forward some measures, such as optimizing the structure of financial expenditure and setting up scientific adjustment mechanism of basic pension, in order to make up the gap between supply and demand of pension for urban and rural residents, and to establish a scientific method for Liaoning provincial government. The effective endowment insurance policy provides the theoretical basis. So as to improve the quality of life of urban and rural elderly in Liaoning Province, so that they share the fruits of economic development.
【学位授予单位】：辽宁大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F842.67

【参考文献】