巢湖市农村养老保险现状与对策分析

发布时间：2018-06-04 18:54

本文选题：巢湖市 + 农村养老保险　；参考：《南京农业大学》2015年硕士论文

【摘要】：随着我国老龄化进程的加快,我国也将进入老龄化社会。我国是世界上人口最多的国家,同时我国也是世界上农民人口最多的国家。解决我国农民的养老问题,实现农民的"老有所养",是解决我国社会养老问题的核心内容。巢湖市位于安徽省中部,近几年一直在积极的开展新型农村社会养老保险工作,是安徽省在养老问题方面取得较好成绩的县级市之一,但在具体实践中仍存在一些问题,需要进一步完善适应巢湖市实际情况的养老制度。作为当前农村问题的研究热点,探索一条适应区域农村经济社会的养老保险制度的研究,是国内学者较为重视的社会保障研究内容之一,这对研究农村社会养老保险的试点和实施提供了大量的、有实践意义的政策建议本文结合当前巢湖市农村养老保险实施现状,对巢湖市农村养老保险实践进行探讨研究。在具体研究过程中,注重实践调查和规范研究相结合,在此基础上,分析了巢湖市农村养老保险实施的概况,通过自己的调查研究与归纳总结,进一步发现巢湖市农村养老保险中存在的问题,并结合巢湖市的实际情况,提出相关的政策建议。本文研究的主要内容及采用的主要方法如下:问卷调查:用于分析巢湖市农民参加农村养老保险的基本状况、认知、实施效果及存在的问题,选择的具体标准是:农村养老保险政策已经开展实施。问卷中的封闭型问题由受访农户按照实际情况从现有选项中选择,开放型问题则填入受访农户自身对问题的看法。访谈法:本文在研究中坚持理论与实践相结合,通过对巢湖市的几个乡镇农户的问卷调查和实地交谈,获得有用可靠的信息,为本文的写作研究提供支持。文献研究法:本文通过各种手段查找相关文献,包括一些相关政策法规,查询巢湖市经济统计年鉴、农村保障统计年鉴,以及部分学者的一些理论观点,通过整理阅读,获取相关信息。本文通过以上研究得出以下结论:巢湖市农村养老保险实施的效果明显,取得了一定的成效,但是因为农村地区经济发展相对滞后、农民传统思想、政府对农村养老保险认识不足及养老基金缺乏科学运营等原因,也存在着实际缴费档次单一,筹资能力不足,基金保值增值困难等问题。为完善巢湖市农村养老保险,今后要在农村经济发展上、农民收入、养老保险宣传上及基金的保值增值能力上做足工作。
[Abstract]:With the acceleration of China's aging process, China will also enter an aging society. China is the most populous country in the world, and our country is also the most populous country in the world. It is the core content of solving the problem of pension in our country. It is the core content to solve the problem of old age for the aged in our country. It is the core content of solving the problem of pension in our country. Chaohu is located in an Anne. In the middle of Huizhou Province, the new rural social endowment insurance has been actively carried out in recent years. It is one of the county-level cities in Anhui province which has achieved good results in the old-age problem. However, there are still some problems in the concrete practice. It needs to further improve the old-age system to adapt to the actual situation in Chaohu. As a research hotspot in the current rural problems. The study of an old-age insurance system that adapts to the rural economic and social society is one of the contents of the social security research which the domestic scholars pay more attention to. This provides a large amount of research on the pilot and implementation of the rural social endowment insurance. Chaohu rural old-age insurance practice is discussed. In the process of specific research, it pays attention to the combination of practical investigation and normative research. On this basis, it analyzes the general situation of the implementation of rural endowment insurance in Chaohu, and through its own investigation and summary, further presents the existing problems in the rural pension insurance in Chaohu and concludes the problems. The main contents of this paper and the main methods used are as follows: a questionnaire survey: to analyze the basic situation, cognition, implementation effect and existing problems of Chaohu farmers to participate in rural endowment insurance, and the specific standard of selection is that the rural pension insurance policy has been implemented. The closed question in the questionnaire is selected from the existing options in accordance with the actual situation, and the open type question is filled with the views of the farmers interviewed. In the study, the author insists on the combination of theory and practice in the study. Through a questionnaire survey and on-the-spot conversation to several township farmers in Chaohu, this paper obtains useful and reliable information. Information research provides support for the writing research in this article. Literature research method: This article searches the relevant literature through various means, including some relevant policies and regulations, inquiring the Chaohu economic statistics yearbook, the rural security statistics yearbook, and some scholars' theoretical views, through reading and obtaining relevant information. The following conclusions are as follows: the effect of the rural pension insurance in Chaohu is obvious, and some results have been achieved. However, because of the relative lag of the economic development in rural areas, the peasants' traditional ideas, the government's lack of understanding of the rural endowment insurance and the lack of scientific operation of the pension fund, there are also a single and insufficient fund raising ability. In order to improve the rural pension insurance in Chaohu, in order to improve the rural old-age insurance, it is necessary to do enough work in the rural economic development, the farmers' income, the publicity of pension insurance and the ability to maintain and increase the value of the fund.
【学位授予单位】：南京农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F842.67;F323.89

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