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揭阳市农村养老保险制度运行成效的评价研究

发布时间:2019-06-02 18:29
【摘要】:新型农村养老保险的顺利实施是实现新农村保障制度建设的重要途径,也是当前三农问题面临的严峻的挑战,该问题的解决需要长期坚持不懈的努力。在城市化进程加快、城乡贫富差距拉大的现实情况下,新型农村社会养老保险制度的重要性和急迫性也更进一步凸现出来,妥善解决农村养老保险,成为关系到经济、社会、政治各个方面的重要战略课题。本研究运用文献资料、专家访谈、层次分析、德尔菲、问卷调查、模糊层次分析等研究方法,通过构建揭阳市农村养老保险制度运行成效的评价体系,并对模型进行应用,获得了对揭阳市农村养老保险制度运行成效的评价影响的相关因素,明确了各影响因素的权重。在此基础上,提出了揭阳市农村养老保险制度运行成效的提升对策。研究发现:(1)揭阳市农村养老保险制度运行成效受多重因素影响。这些因素主要涵盖制度外部环境、监督管理水平、制度运行发展水平、基金管理概况和制度可衔接性效果5个方面,这5方面可进一步细化为17项详细指标。(2)揭阳市农村养老保险制度运行成效中各影响因素的重要性不同。第一层级中,制度运行以及发展的现状是决定保险制度运行成效的第一要素,其次为基金管理概况和外部宏观环境,再次为新农保制度与其他社会保障制度的可衔接性和制度监督管理水平。(3)基于揭阳市农村养老保险制度运行成效受多重因素影响,各因素的重要性不同,提出了揭阳市农村养老保险制度的提升对策:重点关注主要影响因素,从根本上保证新农保制度的正常运行,同时兼顾次要影响因素,促进制度运行成效的全面提升。(1)农村养老保险制度的政策运行是决定其成效的关键,应通过加大宣传的力度、提升群众的参保热情、争取实现农村养老保险制度的全覆盖。(2)应该着力于管好农保基金、降低支出风险;成立新农保基金监督机构、落实新农保基金的专户管理,减少不必要的开支。(3)注重投资管理、增值保险基金,加强农村养老保险基金的管理及监督、实现农村养老保险基金的保值与增值(4)优化保险制度、推进城乡衔接,加强农村养老保险制度与城乡社会养老保险制度的有序衔接。
[Abstract]:The smooth implementation of the new rural old-age insurance is an important way to realize the construction of the new rural security system, and it is also a severe challenge to the current problems of agriculture, rural areas and farmers, which requires long-term unremitting efforts to solve this problem. With the acceleration of urbanization and the widening gap between rich and poor between urban and rural areas, the importance and urgency of the new rural social old-age insurance system have been further highlighted, and the proper solution of rural old-age insurance has become related to the economy and society. Important strategic issues in all aspects of politics. This study uses literature, expert interview, analytic hierarchy process, Delfie, questionnaire survey, fuzzy analytic hierarchy process and other research methods to construct the evaluation system of the operation effect of the rural old-age insurance system in Jieyang City, and to apply the model. The related factors of evaluating the operation effect of the rural old-age insurance system in Jieyang City are obtained, and the weights of each influencing factor are clarified. On this basis, this paper puts forward the countermeasures to improve the operation effect of the rural old-age insurance system in Jieyang City. The results show that: (1) the operation effect of rural old-age insurance system in Jieyang City is affected by many factors. These factors mainly cover five aspects: the external environment of the system, the level of supervision and management, the level of development of the system operation, the general situation of fund management and the effect of system convergence. These five aspects can be further refined into 17 detailed indicators. (2) the importance of each influencing factor in the operation effect of the rural old-age insurance system in Jieyang City is different. At the first level, the operation and development of the system are the first elements that determine the effectiveness of the operation of the insurance system, followed by the general situation of fund management and the external macro environment. Thirdly, it is for the convergence of the new agricultural insurance system and other social security systems and the level of institutional supervision and management. (3) based on the fact that the operation effect of the rural old-age insurance system in Jieyang City is affected by multiple factors, the importance of each factor is different. This paper puts forward some countermeasures for the promotion of the rural old-age insurance system in Jieyang City: focusing on the main influencing factors, fundamentally ensuring the normal operation of the new agricultural insurance system, and taking into account the secondary influencing factors at the same time. To promote the overall improvement of the effectiveness of the operation of the system. (1) the policy operation of the rural old-age insurance system is the key to determine its effectiveness, and the enthusiasm of the masses to participate in insurance should be enhanced by increasing the intensity of publicity. Strive to achieve the full coverage of the rural old-age insurance system. (2) efforts should be made to manage the agricultural insurance fund and reduce the risk of expenditure; To set up a new agricultural insurance fund supervision organization, implement the special account management of the new agricultural insurance fund, and reduce unnecessary expenses. (3) pay attention to investment management, value-added insurance funds, and strengthen the management and supervision of rural pension funds. To realize the maintenance and appreciation of rural pension funds (4) to optimize the insurance system, promote the connection between urban and rural areas, and strengthen the orderly connection between rural pension insurance system and urban and rural social pension insurance system.
【学位授予单位】:华南理工大学
【学位级别】:硕士
【学位授予年份】:2016
【分类号】:F842.67;F323.89

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