女性职工退休年龄问题研究

发布时间：2018-04-13 08:27

本文选题：人口老龄化 + 女性职工　；参考：《上海工程技术大学》2012年硕士论文

【摘要】：20世纪末，中国步入人口老龄化社会。在人口预期寿命极大延长的背景下，继续沿用50年代制定的退休制度显然不合时宜，，调整现行法定退休年龄势在必行。鉴于女性预期寿命较男性更长，而退休年龄却早于男性，如何通过科学预测，有计划、分步骤适时调整女性职工退休年龄，缓解养老基金支付压力、实现社会经济良性运行，成为现实且重要的学术问题。本文主要从以下几个方面对女性职工退休年龄问题展开研究：（1）人口老龄化背景下调整女性职工退休年龄的意义，当前学术界对调整女性退休年龄问题总体持赞成观点，而分歧主要在于调整方式和时间的选择上；（2）界定相关概念，从理论层面研究调整女性退休年龄的原因和依据；（3）概述国内外女性退休政策现状及改革趋势，从宏观和微观两个方面分析延长女性职工退休年龄的可行性；（4）构建数学模型，对未来人口变动情况进行预测，从精算角度分析退休年龄与劳动力供给平衡、养老金缺口的关系，设计多种延长方案，测算实际效果，选择最优方案。（5）通过进行社会问卷调查，了解劳动者对现行退休年龄规定及调整方向的态度和意愿；（6）针对方案制定和实施中可能出现的问题，提出相应的对策和建议。本文的创新之处在于选取女性职工作为研究对象，运用理论分析与定量测算相结合的方法，设计延长女性职工退休年龄的具体方案并进行测算分析，通过社会调查研究公众意愿，为进一步完善我国退休制度提供依据。论文运用PEST和SWOT分析延长女性职工退休年龄的可行性，建立人口预测模型分析未来劳动力市场供给情况，运用社会保障精算知识预测女性退休延长对养老金结余情况的影响，提出在遵循基本原则的基础上，有步骤、分阶段逐步实现男女同龄退休。
[Abstract]:At the end of the 20th century , China entered an aging society . Under the background of the great prolongation of the life expectancy of the population , it is obvious that the retirement system developed in the 1950 ' s is inappropriate , and it is imperative to adjust the current legal retirement age . In view of the fact that the life expectancy of the female is longer than that of the male , and the retirement age is earlier than that of the male , how to adjust the retirement age of the female employee through scientific prediction , alleviate the pension fund payment pressure , realize the benign operation of the social economy , become a realistic and important academic problem .

This paper mainly studies the retirement age of female employees from the following aspects : ( 1 ) the significance of adjusting the retirement age of female workers under the background of population aging ;
( 2 ) To define the related concepts , and to study the reason and basis of adjusting the retirement age of women from the theoretical level ;
( 3 ) To outline the current situation of female retirement and the trend of reform at home and abroad , and analyze the feasibility of extending the retirement age of female employees from both macro and micro aspects ;
( 4 ) constructing a mathematical model , predicting the future population fluctuation , analyzing the relation between the retirement age and the labor supply balance and the pension gap from the actuarial perspective , designing a plurality of extension schemes , calculating the actual effect , and selecting an optimal scheme .
( 6 ) To put forward corresponding countermeasures and suggestions for the problems that may arise in the formulation and implementation of the programme .

The innovation of this paper is to select the female worker as the research object , apply the method of combining the theory analysis and the quantitative calculation , design the concrete scheme for prolonging the retirement age of female employees , carry on the calculation and analysis , study the public will through the social investigation , and provide the basis for further improving our country ' s retirement system .

Based on PEST and SWOT analysis , this paper analyzes the feasibility of extending the retirement age of female employees , establishes the model of population prediction , analyzes the supply of the future labor market , predicts the effect of female retirement on pension balance by using social security actuarial knowledge , and puts forward the steps to gradually realize the retirement of men and women at the same age on the basis of following the basic principles .

【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：C913.7;F249.2

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