小组社会工作介入农村留守妇女金融服务研究

发布时间：2018-06-03 07:24

本文选题：农村留守妇女 + 金融服务　；参考：《井冈山大学》2017年硕士论文

【摘要】：农村留守妇女群体是我国社会工作的重要活动群体。从社会工作的视角探讨农村留守妇女群体的金融服务是社会工作服务社会地有益尝试。本文基于永新农商银行的客户调查情况,运用小组工作方法介入农村留守妇女群体金融服务,就如何改善农村金融服务水平提出对策及建议,旨在帮助农村留守妇女群体提升有效获取金融服务的能力。综合分析,当前我国农村留守妇女群体金融服务存在以下问题:(一)留守妇女群体自身文化层次低、易上当受骗、对新型金融工具运用生疏等;(二)银行层面服务水平有待提高、基础设施不完善;(三)政府整治金融乱象及惠民财税政策的力度亟待加强,等等。结合上述讨论,本文探讨了社工介入农村留守妇女金融服务的必要性及可行性。基于以上分析,本文从以下三个层面提出改善农村留守妇女金融服务的政策措施:从帮助农村留守妇女群体自身来说,提升农村留守妇女金融技能,引导农村留守妇女防范金融诈骗等;从联合银行完善服务方面来说,社会工作者必要时进驻银行,帮助提升农村留守妇女金融需求服务满意度,拓展农村留守妇女金融服务形式,协助银行应对农村留守妇女金融诈骗;从倡议政府和金融机构主管部门加强监管方面来说,倡议政府出台相应的金融法规,大力整治农村金融乱象,建议政府在农村一些优质投资项目上给予金融机构以财税优惠政策。
[Abstract]:Rural left-behind women group is an important activity group of social work in our country. From the perspective of social work, it is a beneficial attempt to explore the financial service of rural women left behind. Based on the customer investigation of Yongxin Rural Merchants Bank, this paper puts forward some countermeasures and suggestions on how to improve the level of rural financial services by using group work methods to intervene in the financial services of rural women left behind. The aim is to help rural groups of women left behind to improve their ability to effectively access financial services. Comprehensive analysis shows that the following problems exist in the current financial services of rural women groups left behind in China: (1) the group of women left behind has a low level of culture and is easy to be deceived. The application of new financial instruments needs to be improved (2) the level of service at the bank level needs to be improved, and the infrastructure is not perfect. (3) the government's efforts to rectify the financial chaos and the fiscal and taxation policies for the benefit of the people need to be strengthened urgently, and so on. Based on the above discussion, this paper discusses the necessity and feasibility of social workers' intervention in rural women's financial services. Based on the above analysis, this paper puts forward the policy measures to improve the rural left-behind women's financial services from the following three aspects: to help the rural left-behind women to improve their financial skills, To guide rural women left behind to prevent financial fraud, and so on; from the perspective of the United Bank to improve its services, social workers should be stationed in the banks when necessary to help raise the satisfaction of rural left-behind women in providing financial services. To expand the forms of financial services for rural left-behind women, to assist banks in dealing with financial fraud against rural left-behind women, and to advocate the government to enact corresponding financial laws and regulations in terms of strengthening supervision and control by the government and the competent departments of financial institutions. It is suggested that the government should give financial institutions preferential policies of finance and taxation on some high-quality investment projects in rural areas.
【学位授予单位】：井冈山大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：C916;C913.68

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