宗教文化对金融体系的影响
发布时间：2018-07-16 14:18
【摘要】： 不同的民族有着各自特殊的文化传承、社会背景以及由此产生的思维方式和价值观念。宗教是文化的一个重要组成部分,信仰不同宗教的人群自然也产生了不同的经济行为,再通过生产方式、产业结构、经营理念、科技创新等途径推动着社会经济的发展,一定程度上促成了一国金融体系的形成。有关宗教文化对金融体系影响这一领域的研究相对空白,本文主要就受根深蒂固儒家文化影响的中国和崇尚伊斯兰文化的阿联酋进行金融体系的比较,从宗教文化角度考察两国金融体系的差异。 本文先解释了宗教文化对一国经济发展、金融体系形成的影响,再对有着不同宗教文化背景的中国和阿联酋进行直接融资市场和间接融资市场的比较。两国直接融资市场发展程度相近基本都达到了弱势有效,间接融资市场上由于伊斯兰金融的独特性使阿联酋市场有着较高的稳定性与经营效率。然而2009年底却引爆了迪拜债务危机,本文进一步对此次危机作了个案分析,得出的结论是此次危机的发生与迪拜本身的伊斯兰金融体系并非有着直接的关联,从危机发展的程度与结果来看反而更显示了伊斯兰金融的优势。由于伊斯兰金融体系相对安全稳定的独特性,本文之后提出了系列中国引进伊斯兰金融资本以及走向伊斯兰世界的政策意见。通过审慎地引入伊斯兰金融体系,去深化与完善我国金融体系的发展,使其走向更为健康的发展之路。
[Abstract]:Different nationalities have their own special cultural heritage, social background and the resulting mode of thinking and values. Religion is an important part of culture. People who believe in different religions naturally produce different economic behaviors, and then promote social and economic development through the means of production, industrial structure, business philosophy, scientific and technological innovation, etc. To some extent contributed to the formation of a country's financial system. The research on the influence of religious culture on the financial system is relatively blank. This paper compares the financial system between China, which is influenced by deep-rooted Confucian culture, and the United Arab Emirates, which advocates Islamic culture. The differences between the two countries' financial systems are examined from the angle of religious culture. This paper first explains the influence of religious culture on a country's economic development and the formation of financial system, then compares the direct and indirect financing markets between China and the United Arab Emirates with different religious and cultural backgrounds. The development of direct financing markets in the two countries has basically reached a weak and effective level. Because of the uniqueness of Islamic finance, the UAE market has a high stability and operational efficiency. However, at the end of 2009, the Dubai debt crisis was detonated. This paper makes a case study of the crisis, and concludes that the crisis is not directly related to the Islamic financial system of Dubai itself. The extent and outcome of the crisis show the advantages of Islamic finance. Due to the uniqueness of the relative security and stability of the Islamic financial system, this paper puts forward a series of policy suggestions for China to introduce Islamic financial capital and move towards the Islamic world. By introducing Islamic financial system prudently, we can deepen and perfect the development of our country's financial system and make it develop healthily.
【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2010
【分类号】：B91;F832.5
本文编号：2126654
[Abstract]:Different nationalities have their own special cultural heritage, social background and the resulting mode of thinking and values. Religion is an important part of culture. People who believe in different religions naturally produce different economic behaviors, and then promote social and economic development through the means of production, industrial structure, business philosophy, scientific and technological innovation, etc. To some extent contributed to the formation of a country's financial system. The research on the influence of religious culture on the financial system is relatively blank. This paper compares the financial system between China, which is influenced by deep-rooted Confucian culture, and the United Arab Emirates, which advocates Islamic culture. The differences between the two countries' financial systems are examined from the angle of religious culture. This paper first explains the influence of religious culture on a country's economic development and the formation of financial system, then compares the direct and indirect financing markets between China and the United Arab Emirates with different religious and cultural backgrounds. The development of direct financing markets in the two countries has basically reached a weak and effective level. Because of the uniqueness of Islamic finance, the UAE market has a high stability and operational efficiency. However, at the end of 2009, the Dubai debt crisis was detonated. This paper makes a case study of the crisis, and concludes that the crisis is not directly related to the Islamic financial system of Dubai itself. The extent and outcome of the crisis show the advantages of Islamic finance. Due to the uniqueness of the relative security and stability of the Islamic financial system, this paper puts forward a series of policy suggestions for China to introduce Islamic financial capital and move towards the Islamic world. By introducing Islamic financial system prudently, we can deepen and perfect the development of our country's financial system and make it develop healthily.
【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2010
【分类号】：B91;F832.5
【引证文献】
相关期刊论文 前1条
1 哈海凤;;发展深圳具有中国文化特色的金融市场[J];特区经济;2012年09期
，本文编号：2126654
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