柬埔寨金融结构与经济增长关系研究

发布时间：2018-01-11 12:02

  本文关键词：柬埔寨金融结构与经济增长关系研究　出处：《广西大学》2017年博士论文　论文类型：学位论文

  更多相关文章： 金融结构 经济增长 产业结构 柬埔寨

【摘要】：金融结构和经济发展的关系始终是金融理论研究和实证分析的热点。一方面,金融结构优化是促进宏观经济增长的有效手段,它对宏观经济增长的影响体现在提高社会生产部门的资本配置效应和催生科技进步和促进产业结构优化升级两个方面。另一方面,产业结构的优化升级能够通过提高社会生产率和增加社会投资总量来促进社会经济的增长,进而使得金融结构与金融总量发生改变。因为产业结构优化升级所带来的变化自然产生了对新型金融机构、金融产品、金融交易机制以及金融市场的需求。新的金融特征汇集在一起,就促使金融系统内部进行升级与重新分工,从而产生新的金融结构。随着全球金融市场的迅速发展和经济的增长,二者之间的相互促进作用得到显著提升。学者们也对此进行了深入的理论和实证研究。关于金融结构与经济增长的理论分析方面,初期的金融发展理论将金融系统视为经济发展与产业变迁的外生变量,以此视角来分析金融系统发展与宏观经济增长的关系。此后,又有一些研究学者将金融系统纳入到社会宏观经济增长模型之中,而使其成为内生变量,通过这种方式来研究金融系统与宏观经济增长二者之间的关系。基于二者的理论分析,学者们也纷纷用实证的手段来验证理论分析的正确性。柬埔寨作为东盟较为落后的发展中国家,经济和金融发展都相对落后。近年来柬埔寨经济发展速度有所加快,金融结构得益于柬埔寨政府进行的一系列金融改革也得到了一定的改善。由此,柬埔寨逐渐形成了以银行为主导、小微金融作为补充,证券业和保险业共同发展的金融市场体系。从主观经验上来看,柬埔寨金融市场的发展在一定程度上为其经济增长提供了金融支持,而经济增长也在一定程度上为金融改革奠定了基础和提供了需求导向。但是,金融结构是否合理,金融支持是否已经满足了经济发展的需要,以及经济增长是否对柬埔寨金融结构的优化发挥了促进作用等等这些问题还需要通过实证检验的方式加以验证。本文即是在这一背景下展开对柬埔寨金融结构和经济增长关系的研究的。论文遵循了理论分析—现状考察—实证检验—政策建议的逻辑框架展开研究:在金融结构与经济增长关系的理论分析中,重点梳理了与此相关的理论。一是从金融的经济功能、金融发展与经济增长的理论模型探讨了金融发展与经济增长的理论分析;二是从金融结构的概念与分类、银行主导金融结构与经济增长、市场主导金融结构与经济增长、适应经济增长的最优金融结构理论四个方面探讨了金融结构与经济增长理论;三是从金融结构对产业结构的作用机理、产业结构优化对金融结构的作用机理两个方面探讨了金融结构与产业结构优化升级、科学技术发展的理论。在柬埔寨经济增长与金融发展现状的考察中,一是考察柬埔寨的经济增长。梳理了包括柬埔寨经济增长现状、柬埔寨经济增长与外部经济前景、柬埔寨三次产业发展和通货膨胀状况、财政发展现状以及贸易与收支平衡五个方面的发展情况。二是考察柬埔寨金融发展现状,分别从银行业、证券业以及保险业进行了考察。在柬埔寨金融结构与产业结构关系的研究中,结合柬埔寨的产业发展和金融数据,通过典型相关分析和投入产出分析对柬埔寨的金融结构与产业结构两者之间的关系进行了实证分析。根据实证研究结果发现:微观金融结构越优化,对于柬埔寨的农业和服务业的优化越有利。综合来看,商业银行与专业银行的资产结构比、商业银行与专业银行的存款结构比对于柬埔寨三次产业结构优化具有重要作用,而外资银行与本国银行的资产结构比对于柬埔寨三次产业结构优化的作用有限。在柬埔寨金融结构与经济增长关系的实证研究中,结合柬埔寨的经济金融数据,通过主成分分析法和对时间序列数据的回归分析对柬埔寨的金融结构与经济增长两者之间的相关性进行了实证分析。根据实证研究结果发现:对柬埔寨金融结构有比较显著的影响的经济变量为GDP。而柬埔寨金融结构对经济增长则在很多方面发挥着重要的影响。总的来看,柬埔寨金融结构对经济增长的影响更加显著,而经济活动对于金融结构的影响则不是很明显。在调整和优化柬埔寨金融结构的政策建议中,一是探讨了调整和优化柬埔寨金融结构的目标、基本原则及思路。二是提出了调整和优化柬埔寨金融结构的路径及模式选择,包括发展模式选择、动力模式选择以及开放模式选择。三是提出了调整和优化柬埔寨金融结构的具体建议:第一,统筹规划,形成系统性发展规划;第二,加强金融基础设施建设;第三,优化金融机构结构;第四,构建金融市场结构;第五,其他保障措施。
[Abstract]:The relationship between financial structure and economic development is always the hotspot analysis of financial theory and empirical research. On the one hand, financial structure optimization is an effective means to promote economic growth, it reflects the influence on macro economic growth in improving the capital allocation effect of social production and the birth of scientific and technological progress and promote the two aspects of optimization and upgrading of industrial structure. On the other hand, the optimization and upgrading of industrial structure can promote the growth of social economy by improving social productivity and increase the total social investment, and the financial structure and the total change. Because of changes brought by the upgrading of the industrial structure have on the new financial institutions, financial products, financial transactions and financial market demand mechanism the financial characteristics of the new together, will promote the internal financial system upgrades and re division, resulting in a new Financial structure. With the rapid development of global financial markets and economic growth, between the two interaction has been significantly improved. Scholars have conducted theoretical and empirical research deeply. On the financial structure and economic growth theory, financial development theory at the beginning of the financial system as the exogenous variable of economic development with the industry changes, from this perspective to analyze the relationship between development and economic growth in the financial system. Since then, some scholars study the financial system into the social and economic growth model, the endogenous variables, in this way to study the relationship between financial system and economic growth of two. Based on the two theories, scholars have used empirical methods to verify the correctness of the theoretical analysis. Kampuchea as ASEAN is relatively backward developing countries, The economic and financial development are relatively backward. Kampuchea economic development accelerated in recent years, a series of financial reform of the financial structure by the government in Kampuchea has also been improved. Thus, Kampuchea gradually formed a bank dominated, small and micro finance as a supplement, the securities industry and insurance industry common development of the financial market system from the subjective experience of Kampuchea, the development of the financial market to a certain extent, the economic growth has provided financial support and economic growth to a certain extent for the financial reform has laid the foundation and provided the demand. However, the financial structure is reasonable, whether the financial support has to meet the needs of economic development. And whether the economic growth on the optimization of financial structure in Kampuchea played a role in promoting and so on. These issues also need to be verified through empirical test in this way. This paper is to study the relationship between Kampuchea financial structure and economic growth under this background. This paper follows the theoretical analysis and investigation on the present situation of logical framework of the empirical test and policy suggestions of the research: in the theoretical analysis of the relationship between financial structure and economic growth, key combed the related theory. From the economic function of finance, the theoretical model of financial development and economic growth on the analysis of financial development and economic growth theory; two is from the concept of financial structure and classification, bank oriented financial structure and economic growth, market leading financial structure and economic growth, the four aspects of the economic growth theory of optimal financial structure is discussed the theory of financial structure and economic growth of three from the adaptation; mechanism of financial structure on industrial structure, optimizing industrial structure two aspects of mechanism of financial structure is discussed The financial structure and the upgrading of the industrial structure, the development of science and technology in Kampuchea. The theory of economic growth and financial development present situation, one is to study the economic growth in Kampuchea. Combing the current situation of Kampuchea economic growth, Kampuchea's economic growth and external economic prospects, Kampuchea three industry development and the situation of inflation, the current development situation of financial development and the trade balance in five aspects. The two is to investigate the current situation of Kampuchea financial development, respectively from the banking industry, securities industry and insurance industry were investigated. In the study on the relationship between Kampuchea financial structure and industrial structure in Kampuchea, combined with industrial development and financial data, through canonical correlation analysis and analysis of the relationship between financial input and output both the structure and industrial structure in Kampuchea are analyzed empirically. According to the results of empirical research: Micro Finance The structure optimization, optimization for Kampuchea agriculture and service industry is more favorable. In general, the asset structure of commercial banks and specialized banks than commercial banks and specialized banks deposit structure plays an important role in Kampuchea three times in the optimization of industrial structure, asset structure and foreign banks and domestic banks than for Kampuchea three times the role of the industrial structure optimization is limited. In the empirical research the relationship between financial structure and economic growth in Kampuchea, with the combination of economic and financial data of Kampuchea, through the principal component analysis and regression analysis of time series data correlation between financial structure and economic growth in Kampuchea both for the empirical analysis. According to the results of empirical research found that: a significant impact on Kampuchea's financial structure and economic variables for GDP. Kampuchea financial structure on economic growth in many aspects. Playing an important influence. In general, the Kampuchea financial structure has more significant impact on economic growth, and economic impact on the financial structure is not very obvious. The adjustment and optimization of Kampuchea financial structure policy recommendations, one is to discuss the adjustment and optimization of Kampuchea financial structure, basic principle and thinking is two. Put forward the adjustment and optimization of path and mode of financial structure in Kampuchea, including the development of mode selection, power mode and open mode selection. The three is to put forward the adjustment and optimization of Kampuchea financial structure specific suggestions: first, overall planning, systematic development planning; second, to strengthen the financial infrastructure; third, optimize the structure of financial institutions; fourth, establish the structure of financial market; fifth, other security measures.

【学位授予单位】：广西大学
【学位级别】：博士
【学位授予年份】：2017
【分类号】：F831;F133.5
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本文编号：1409419