经济适用住房共有产权问题研究

发布时间：2018-06-03 08:40

本文选题：经济适用住房 + 共有产权模式　；参考：《上海社会科学院》2015年硕士论文

【摘要】：经济适用住房制度自1998年创设以来,切实解决了大量中低收入家庭的住房困难,对商品房市场的房价飙升起到了一定的抑制作用。但是随着社会客观情况的不断变化,出现了一系列诸如私自转租、乱进乱出、非法骗购、违规买卖等问题,偏离了制度创立的最初目的。对此我国各地政府纷纷“出谋划策”、“建章立制”,从经济适用住房产权模式改革的角度做出了众多尝试,诸如北京的“有限产权”模式、杭州的“租售并举”模式、上海的“共有产权”模式等等。这些经验做法在不断碰壁、不断完善的过程中,为我国保障性住房领域内的制度完善提供了宝贵的经验。笔者在参阅众多学术研究成果的基础上,最终选取经济适用住房共有产权模式这一切入角度,对完善我国经济适用住房相关制度提出了一些意见和看法。具体来说,本文主要从以下几方面展开研究:文章的第一部分,主要解决的问题是对本文的核心概念进行基本的界定,对共有产权模式下经济适用住房的概念及其在主体、客体和权能分配方面的特殊性进行了分析,从根本上把握经济适用住房与传统福利制住房、廉租房、公共租赁住房等住房制度相比的优势所在。同时,深入研究了传统的经济适用住房产权模式在实际操作中暴露出的不合理性。文章的第二部分,从国外在住房保障领域的先进做法入手,分析了英国、澳大利亚的共有产权模式、美国的共享权益模式、新加坡组屋制度对我国的共有产权模式的借鉴意义。同时,因为我国各地方政府在该领域也做出了众多尝试,实施的经济适用住房产权模式各不相同,这都为我们研究完善共有产权模式提供了现实依据。该部分将综合分析国内及国外的经验做法,为完善我国共有产权模式的经济适用住房制度提供思路。文章的第三部分,主要分析了目前我国经济适用住房在共有产权模式下存在的问题。这些问题主要包括:立法层级低导致各地相关规定的不统一;相关规则规定模糊导致其可操作性不强;保障标准界定不清导致退出机制存在漏洞;相关制度配合度不高导致共有产权模式无法完全推进;法律体系不完善导致相关法律责任的缺失等。另外,经济适用住房产权的共有性还要求我们对受保障者和政府之间作为房屋共有人对占有和使用权、收益权等权利的分配以及负担维修费、装修费等义务的分担问题予以法律层面的分析及明确。文章第四部分,对经济适用住房因共有产权而发生的内外部法律关系做了认定分析。本章以物权法对按份共有的内部法律关系和外部法律关系的相关规定为依托,结合经济适用住房共有产权的独特性,着重分析了产权转让过程中的内部法律关系与外部法律关系中的债务承担问题,为经济适用住房共有产权制度完善提供了理论支撑。文章第五部分,主要从经济适用住房共有产权制度构建的角度出发,提出了一些想法和建议。例如,受保障者和政府在共有产权比例分配方面,避免实际操作中因基于产权比例划分的权利义务分配不明确而引发纠纷。与此同时,笔者还对建立政府回购制度的必要性、困难性以及与相关配套制度的关系进行了分析。
[Abstract]:Since the establishment of the system of affordable housing in 1998, it has effectively solved the housing difficulties of a large number of middle and low income families, and raised the price of house prices in the commodity housing market to a certain extent. However, with the continuous change in the social objective situation, a series of problems such as private sublease, chaos, illegal buying and illegal buying and selling have appeared. We have deviated from the original purpose of the establishment of the system. The governments of all parts of our country have "made suggestions" and "built the system of regulations", and made numerous attempts from the angle of the reform of the property right mode of affordable housing, such as the "limited property" model of Beijing, the "renting and selling" model of Hangzhou, the "common property right" model of Shanghai and so on. In the process of continuous improvement, the practice provides valuable experience for the improvement of the system in the field of affordable housing in China. On the basis of reading a lot of academic research results, the author finally chooses the model of the common property right mode of affordable housing, and puts forward the improvement of the relevant housing system in our country. In the first part of the article, the main problem is to make a basic definition of the core concept of this article, and analyze the concept of affordable housing under the common property rights model and the particularity of the subject, object and power distribution. In the second part of the article, the second part of the article begins with the advanced practice in the field of housing security abroad. The common property rights model of Britain and Australia, the model of shared rights and interests of the United States, the reference significance of the group house system in Singapore to the common property rights model of our country. At the same time, because the local governments of our country have made many attempts in this field, the mode of economic application of housing property rights is different, which are all perfect for our research. The mode of property right provides the realistic basis. This part will comprehensively analyze the experience of domestic and foreign, and provide ideas for improving the economic housing system of the common property right mode in our country. The third part of the article mainly analyzes the existing problems of the current economic housing in our country under the common property right mode. These problems mainly include: The low level of law leads to the disunity of relevant regulations in various places; the relevant rules stipulate that the fuzziness leads to its poor operability; the unclear definition of the security standards leads to the existence of loopholes in the exit mechanism; the poor coordination degree of the relevant system leads to the failure of the common property model to be fully promoted; the lack of legal system leads to the lack of relevant legal liability. The applicability of the housing property rights also requires us to analyze and clarify the allocation of rights, such as the right to possession and use, the right to return, and the burden of maintenance and decoration, and other obligations between the insured and the government. In the fourth part of the article, the economic housing is due to common property rights. This chapter relies on the relevant provisions of the internal legal relations and external legal relations in common, and combines the uniqueness of the common property rights of the affordable housing, and focuses on the analysis of the debt bearing problems in the internal legal relations and external legal relations in the process of the transfer of property rights. It provides theoretical support for the improvement of the property right system of affordable housing. The fifth part of the article, mainly from the perspective of the construction of the common property right system of affordable housing, puts forward some ideas and suggestions. For example, the insured and the government have to avoid the proportion of property rights based on the proportion of property rights in the practical operation. At the same time, the author also analyzes the necessity, the difficulty and the relationship with the relevant supporting system of the government repurchase system.
【学位授予单位】：上海社会科学院
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923.2

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