中美银行业并购反垄断审查比较研究

发布时间：2018-03-27 11:32

本文选题：并购　切入点：银行业并购　出处：《湖南大学》2011年硕士论文

【摘要】：我国银行业并购起步较晚，随着市场经济的持续改革，为提高市场竞争力和市场占有率，银行并购活动一直处于不断增长的势头。同时在我国入世过渡期结束后，外资大规模进入我国银行业，外资银行虽给我国金融市场带来了积极的竞争效应，但也带来了无形的竞争压力。在探讨银行业并购的概念及其分类，阐述其产生的内外部原因的基础上，梳理了美国和我国银行业并购的反垄断法律体系，了解到美国银行业并购的反垄断法律体系较为成熟，为其并购活动提供了良好的法律环境，也能根据市场形势做出相应调整。而我国银行业并购处在起步阶段，相关立法和执法都较为稚嫩和粗糙，大量法律空白亟待填补。通过实体标准、程序规则、实体审查方法和执法机构等四个方面来比较美国与我国在银行并购反垄断审查的差异。总的说来，，我国银行业发展较晚，在反垄断审查方面大多依据企业并购的相关立法，且限于原则性规定，没有详细的规制内容，使得我国银行业并购的司法实践无法可循。外资的大量进入催生了我国外资并购的相关立法，其反垄断审查立法完善速度要快于国内银行的相关立法，但外资银行的雄厚实力且并购方式多样化，也不断挑战现行的反垄断审查立法。以效率原则和公平竞争的原则统领银行业并购的反垄断审查立法，在此基础上明确我国的反垄断审查执法机构，建立专门的并购小组，颁布银行并购指南等等。希望以上立法完善能为我国建立银行业并购的反垄断审查制度找到一些思路，正确引导我国的银行业并购行为，促进我国金融市场的健康发展。
[Abstract]:China's banking industry mergers and acquisitions started late, with the continuous reform of the market economy, in order to improve the market competitiveness and market share, and bank mergers has been in constant growth. At the same time in China after WTO transition period, large-scale foreign investment into China's banking industry, foreign banks have brought the financial market in China the positive effects of competition, but also bring the invisible competition pressure. In the discussion on the concept of bank merger and classification, based on its internal and external reasons on the sort of mergers and acquisitions in the United States and the banking industry of our country anti-monopoly law system, to understand the anti-monopoly legal system of banking mergers and acquisitions in the United States more mature that provides a good legal environment for mergers and acquisitions, also can make corresponding adjustments according to the market situation. China's banking industry mergers and acquisitions in the initial stage, the relevant legislation and law enforcement are more tender and rough, A large number of legal gaps to be filled. The substantive standard, rules of procedure, the four aspects of the substantive examination method and law enforcement agencies to compare the United States and China in bank merger antitrust review. The difference in total, the development of China's banking industry is late, in the antitrust review are based on the relevant legislation of merger and acquisition, and limited to the principle provisions, no detailed regulation, making China's banking industry mergers and acquisitions. The judicial practice can not follow a large amount of foreign capital into the birth of the relevant legislation, our country foreign capital merger and acquisition, the relevant legislation is faster than domestic banks to improve the anti-monopoly legislation, but the strength of foreign banks and the merger of diversification continue to challenge the existing anti-monopoly legislation. The principle of efficiency and the principle of fair competition and bank merger antitrust review of the legislation on the basis of clear China's antitrust Continuous review of law enforcement agencies, the establishment of specialized acquisition team, guidelines of bank mergers and acquisitions and so on. We hope the above legislation can find some ideas for the establishment of China's banking industry merger antitrust review system, the correct guidance of China's banking industry mergers and acquisitions, and promote the healthy development of China's financial market.

【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D971.2;D922.294;D922.28

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