民间借贷主张担保责任免除不适用担保法解释第39条

发布时间：2018-06-23 12:22

本文选题：民间借贷 + 担保法　；参考：《人民司法(案例)》2016年23期

【摘要】：正【裁判要旨】民间借贷中存在换条或转结时,新旧借条担保人不一,担保人援引最高人民法院《关于适用担保法若干问题的解释》(以下简称担保法解释)第39条主张责任免除,需符合以新贷偿还旧贷的构成要件。对于新借条并非单纯的旧债展期,而是由未到还款期限的旧债以及新出借的款项一并组成的情况,应认定为不符合
[Abstract]:When there is a change or a transfer in a folk loan, the guarantor of the old and the new debit note is different, Surety refers to Article 39 of the Supreme people's Court "interpretation on the Application of the Superior guarantee Law" (hereinafter referred to as the interpretation of the Guaranty Law), which claims that the exemption of liability must conform to the constitutive requirements of repaying the old loan with a new loan. In the case of a new debit note which is not simply an extension of an old debt, but a combination of an old debt which is not due for repayment and a new loan amount, it should be determined that it is not in conformity with the terms of the loan
【作者单位】：江苏省扬州市中级人民法院;
【分类号】：D920.5;D923

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