金融控股公司风险防控法律机制研究

发布时间：2018-03-08 19:29

本文选题：金融控股公司　切入点：风险防控　出处：《中国政法大学》2011年硕士论文　论文类型：学位论文

【摘要】：我国金融业实行分业经营、分业监管的模式。其中,金融控股公司是一个特别的存在,因为它代表着金融业中混业经营的成分。我国现行法律法规和政策已经为金融控股公司的存在和发展预留了足够了空间,此为消极的一面。在积极方面,我国尚没有专门调整规制金融控股公司的法律。从国际形势来看,金融法在后金融危机时代有了新的发展,关于金融控股公司的法律制度也相应地有所变化。在金融业务分合之间,风险是其中最关键的考量因素,金融风险控制成为各金融控股公司和管理当局的首要任务。因此,本文将重点研究金融控股公司的风险防控法律机制。在结构上,论文共分四章。论文第一章为金融控股公司概述。在本章,笔者将阐述金融控股公司的基础理论以及金融控股公司的产生与发展。金融控股公司是金融业混业经营模式的现实选择,在金融危机之后,金融控股公司风险防控的重要性愈发凸显。笔者在论文第二章分析金融控股公司的风险,既分析金融控股公司和子公司的个体风险,也分析金融集团的整体风险。金融控股公司风险具有集中性、传递性和破坏性强的特点。金融控股公司风险传递是该章重点分析的内容。笔者将重点论述金融控股公司风险传递的成因和传递的途径。特别值得关注的是金融控股公司可能引发的系统性风险。论文第三章内容是金融控股公司风险防控的立法模式与防控机制。在金融控股公司风险防控问题上,立法模式既可以是专门的金融控股公司法,也可能是其它相关法律,因各国情况而异。金融控股公司风险防控的机制,既包括内部防控手段,也包括外部监管手段,两方面均至关重要。论文第四章是我国金融控股公司风险防控法律机制的现状与完善。在此章中,笔者将首先在第一节中分析我国现行法律机制中的立法缺失和监管不足。在第二节中,为我国金融控股公司风险防控法律机制提出完善建议。笔者在本节重点论述的内容：一是风险防控立法的完善,二是风险监管体系的完善。为我国金融控股公司的风险防控机制提供了有益的借鉴。
[Abstract]:The mode of separate operation and supervision of China's financial industry. Among them, the financial holding company is a special existence. Because it represents the component of mixed operation in the financial industry. The current laws, regulations and policies of our country have reserved enough space for the existence and development of financial holding companies. This is a negative aspect. In the positive aspect, China has not specifically adjusted the laws governing financial holding companies. From the international situation, financial law has developed in the post-financial crisis era. The legal system for financial holding companies has changed accordingly. Risk is the most critical consideration in the financial business division, and financial risk control has become a top priority for financial holding companies and regulatory authorities. This paper focuses on the legal mechanism of risk prevention and control of financial holding companies. In terms of structure, the paper is divided into four chapters. The first chapter is an overview of financial holding companies. The author will expound the basic theory of the financial holding company and the emergence and development of the financial holding company, which is the realistic choice of the mixed operation mode of the financial industry, after the financial crisis, The importance of risk prevention and control of financial holding companies becomes more and more prominent. In the second chapter, the author analyzes the risks of financial holding companies, that is, the individual risks of financial holding companies and subsidiaries. It also analyzes the overall risks of financial groups. The risks of financial holding companies are centralized. The risk transmission of financial holding companies is the main content of this chapter. The author will focus on the causes and ways of risk transmission of financial holding companies. The third chapter is about the legislative model and mechanism of financial holding company risk prevention and control. The legislative model can be either a special financial holding company law or other relevant laws, depending on the situation of each country. The risk prevention and control mechanism of the financial holding company includes both internal and external means of prevention and control. Chapter 4th is the status quo and perfection of the legal mechanism of risk prevention and control of financial holding companies in China. In the first section, the author will analyze the lack of legislation and insufficient supervision in the current legal mechanism of our country. In this section, the author focuses on the contents of: first, the perfection of the legislation of risk prevention and control, The second is the perfection of the risk supervision system, which provides a useful reference for the risk prevention and control mechanism of the financial holding company in China.
【学位授予单位】：中国政法大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D922.28;F832.39

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